728 PRADO DRIVE, LADY LAKE, FL, 32159
Active23 days on marketListed Sep 24, 2026MLS #O6444418
About this home
728 PRADO DRIVE
Welcome to a charming, light-filled 2-bedroom, 2-bath home in the desirable Orange Blossom Gardens community. This well-maintained home offers 1,144 square feet of living space with no carpet, creating an easy-care, move-in-ready feel. The spacious living area flows naturally into the dining and kitchen areas, while the primary suite provides a walk-in closet and en-suite. The home is being offered with furnishings and household items, including a new adjustable bed in the primary bedroom, making the transition to Florida living especially easy. Step outside and enjoy the 11' x 9' screened lanai, an ideal spot for reading, morning coffee, or just relaxing at the end of the day. The driveway leads to a 24' x 17' covered carport, providing plenty of room for vehicles and golf carts. An attached 16' x 10' storage shed with laundry area and newer Electrolux washer and dryer adds valuable storage and workspace. Bond Free!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,144
Sqft
0.13 ac
Lot size
1989
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,127 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,127/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.8%
$/sqft vs Lady Lake actives
$209 vs $204
Days on market
23 vs 95 typical
Where $209/sqft sits among the 167 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Blossom Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
Orange Blossom Gardens — neighborhood snapshot
Population
6,637
Median age
73
Median income
$46,704
Median home value
$235,284
Avg household
2
Households w/ children
17%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $315K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
93 of 167
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 728 PRADO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$210,000
1524 LOZANO AVENUE
2 bd · 2 ba · 1,143 sqft · $184/sqft · 22 DOM
Sold · Jun ’26$230,000
1546 LOZANO AVENUE
2 bd · 2 ba · 1,139 sqft · $202/sqft · 2 DOM
Sold · Jul ’26$345,000
437 JARQUIN WAY
2 bd · 2 ba · 1,161 sqft · $297/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 728 PRADO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 728 PRADO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
728 PRADO DRIVE FAQs
What would the monthly payment be for 728 PRADO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,127/mo — principal and interest, the actual property-tax bill, the $204/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 728 PRADO DRIVE?+
The association fee works out to $204 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 728 PRADO DRIVE?+
The most recent tax bill on record (2025) was $3,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 728 PRADO DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $239,000, this home is listed about 32% below the Lady Lake median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 728 PRADO DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MAGIC CITY · Jessica Oliveira. MLS #O6444418.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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