CENTURY 21 Edge
$315,0003 bd2.5 ba1,490 sqft$211 /sqft≈$2,846 /mo all-in ↓

302 CEDAR BARK LANE, SANFORD, FL, 32771

Active20 days on marketListed Sep 26, 2026MLS #O6444650

✦ Priced 7% below the SANFORD 32771 medianTownhouseTOWNS AT WHITE CEDAR

About this home

302 CEDAR BARK LANE

Amazing Townhome! This 3 bedroom 2.5 bathroom Townhome in the gated “ The Towns At White Cedar “ community, with features of spacious living and comfortability along with gorgeous yard. This stunning Unit Townhome has Ceramic Tile flooring throughout the first floor leads to a kitchen with all the upgrades including SS appliances. 42" Cabinets with crown molding, upgraded granite countertops, and an island with plenty of seating along with carpets in the second floor and all bedrooms. The master suite is outfitted with large closet, glass-enclosed shower with dual sinks, and oversized cabinets. Separated interior laundry closet provides convenience and comfort included washing and drying appliances. A nice Car Garage and pawed driveway, which will easily suit for multiple vehicles as necessary. This gated community comes with playground, with hassle-free lawn care, and well-maintained common areas and a BEAUTIFUL COMMUNITY POOL! and recreation area. Primely located close to Sanford, major highways, and all shopping destinations and restaurants. You don't need to look any further for your Dream Home! Schedule your viewing today! Note: Some of the pictures are showing the virtual staging of the unit and the furniture and decorative items are not included to the listing.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,490

Sqft

0.05 ac

Lot size

1

Garage

2020

Year built

Two

Levels

$211

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Gas Water Heater · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionStucco · Vinyl Siding
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingCommon · Driveway · Garage Door Opener · Guest · On Street
ExteriorIrrigation System · Lighting · Playground · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$241/mo
Taxes (2025)$5,418/yr
PetsBreed Restrictions
CommunityClubhouse · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,846 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$452
HOA fee — from the listing$241
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,846/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$452
HOA / condo fee$241
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$281KedgeAI estimate $303,538 · range $293K–$317K$330K

vs edgeAI estimate

+3.8%

$/sqft vs Sanford actives

$211 vs $220

Days on market

20 vs 57 typical

Where $211/sqft sits among the 399 Sanford actives

83
109 · this home
90
72
20
25
$156–187$187–218$218–250$250–281$281–312$312+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Drive times from this address

Downtown Orlando≈ 28 min
Universal Orlando≈ 40 min
Orlando Int’l Airport (MCO)≈ 41 min
Walt Disney World≈ 52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32771 — neighborhood snapshot

Population

59,708

Median age

38.7

Median income

$74,520

Median home value

$332,500

Avg household

2.66

Households w/ children

7,359

For the school run

Seminole County School District

MiddleMarkham Woods Middle School★★★★★
ElementaryWilson Elementary School★★★★★
ElementaryBentley Elementary School★★★★★
ElementaryIdyllwilde Elementary School★★★★★
ElementaryGoldsboro Elementary Magnet★★★★★
HighSeminole High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$354K → $380K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

215 of 399

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

Sep 26, 2026Listed at $315,000 · 20 days on market since
2020Built · TOWNS AT WHITE CEDAR

Reality check

What actually sold near 302 CEDAR BARK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

242 CEDAR BARK LANESold · Aug ’26

$300,000

242 CEDAR BARK LANE · same community

3 bd · 2.5 ba · 1,490 sqft · $201/sqft · 101 DOM

324 RUSTIC LOOPSold · Jul ’26

$300,000

324 RUSTIC LOOP · same community

3 bd · 3 ba · 1,490 sqft · $201/sqft · 15 DOM

232 RUSTIC LOOPSold · Feb ’26

$315,000

232 RUSTIC LOOP · same community

3 bd · 2.5 ba · 1,490 sqft · $211/sqft · 365 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 302 CEDAR BARK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 302 CEDAR BARK LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

302 CEDAR BARK LANE FAQs

What would the monthly payment be for 302 CEDAR BARK LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,846/mo — principal and interest, the actual property-tax bill, the $241/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 302 CEDAR BARK LANE?+

The association fee works out to $241 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 302 CEDAR BARK LANE?+

The most recent tax bill on record (2025) was $5,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 302 CEDAR BARK LANE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $315,000, this home is listed about 17% below the Sanford median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 302 CEDAR BARK LANE?+

Markham Woods Middle School (middle), Wilson Elementary School (elementary), Bentley Elementary School (elementary), Idyllwilde Elementary School (elementary), Goldsboro Elementary Magnet (elementary), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SANFORD 32771 market on paper

$315,000 is 7% below the SANFORD 32771 median of $340,000, and at $211/sqft it sits under the Sanford average of $231.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Markham Woods Middle School, Wilson Elementary School, Bentley Elementary School, Idyllwilde Elementary School, Goldsboro Elementary Magnet, Seminole High School — Wilson Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of USCO CAPITAL GROUP · Simon Colak. MLS #O6444650.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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