224 RUSTIC LOOP, SANFORD, FL, 32771
Active10 days on marketListed Oct 6, 2026MLS #O6443963
About this home
224 RUSTIC LOOP
Welcome home to this beautiful, move-in-ready townhome tucked within the exclusive gated community of Towns at White Cedar, ideally situated in the highly sought-after Seminole County area of Sanford. This charming two-story residence spans 1,379 square feet and offers 3 bedrooms, 2.5 bathrooms, a 1-car garage, and a generous two-car-wide paver driveway. Step inside and you'll immediately appreciate the effortlessly open floor plan that brings together the living room, dining area, and kitchen in one cohesive space. Sliding glass doors lead from the living area out to a screened patio — a perfect spot to unwind while taking in the serene water views. The entire first floor features elegant wood-look tile throughout the wet areas and the Great Room/Kitchen combination. The kitchen is well-appointed with 42-inch cabinetry, quartz countertops, top-of-the-line stainless steel appliances, and a neatly organized pantry — everything you need to host unforgettable get-togethers. A convenient powder room on the main level ensures guest comfort. Upstairs, you'll find three spacious bedrooms, each offering ample storage space. The primary suite is a true retreat, complete with a large walk-in closet and a dual-sink vanity. The two additional bedrooms are well-designed and share a full bathroom. A conveniently placed laundry area on the upper level comes fully equipped with a washer and dryer. As a resident of Towns at White Cedar, you'll enjoy the benefits of a gated community with resort-inspired amenities, including a sparkling swimming pool, a clubhouse, a dog park, and a picturesque pond with a fountain. The location couldn't be more convenient — just minutes from Historic Downtown Sanford, the Sanford Riverwalk, Fort Mellon Park, Lake Monroe's waterfront trails, the Central Florida Zoo & Botanical Gardens, Sanford International Airport, and SunRail. Plentiful shopping, dining, entertainment, and recreational options are all close at hand. Easy access to SR 417, SR 429, and I-4 make getting around Central Florida a breeze. Lawn maintenance and exterior pest control are covered in rent. Tenants must obtain renters insurance and submit proof before moving in. Seize this exceptional chance to secure a wonderful place to call home! Book your exclusive showing now! Please note that smoking is strictly prohibited, no pets are allowed, and the property may be monitored by audio and/or video surveillance.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,379
Sqft
0.05 ac
Lot size
1
Garage
2019
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sanford actives
$2 vs $220
Days on market
10 vs 57 typical
Where $2/sqft sits among the 397 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
214 of 397
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 224 RUSTIC LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$300,000
242 CEDAR BARK LANE · same community
3 bd · 2.5 ba · 1,490 sqft · $201/sqft · 101 DOM
Sold · Jul ’26$300,000
324 RUSTIC LOOP · same community
3 bd · 3 ba · 1,490 sqft · $201/sqft · 15 DOM
Sold · Feb ’26$315,000
232 RUSTIC LOOP · same community
3 bd · 2.5 ba · 1,490 sqft · $211/sqft · 365 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 224 RUSTIC LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 224 RUSTIC LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
224 RUSTIC LOOP FAQs
What would the monthly payment be for 224 RUSTIC LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 224 RUSTIC LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $2,350, this home is listed about 99% below the Sanford median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 224 RUSTIC LOOP?+
Markham Woods Middle School (middle), Wilson Elementary School (elementary), Bentley Elementary School (elementary), Idyllwilde Elementary School (elementary), Goldsboro Elementary Magnet (elementary), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SANFORD 32771 market on paper
$2,350 is 99% below the SANFORD 32771 median of $340,000, and at $2/sqft it sits under the Sanford average of $231.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Markham Woods Middle School, Wilson Elementary School, Bentley Elementary School, Idyllwilde Elementary School, Goldsboro Elementary Magnet, Seminole High School — Wilson Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Ruby Margaret. MLS #O6443963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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