15540 COLT CREEK PLACE, SUN CITY CENTER, FL, 33573
Active25 days on marketListed Oct 14, 2026MLS #O6445426
About this home
15540 COLT CREEK PLACE
This beautiful five-bedroom, 2.5-bathroom two-story home features recent 2021 construction and a spacious multi-level layout paired with an attached two-car garage. The main level showcases a bright, airy open floor plan designed for effortless flow and modern gathering. At the center of the home, the kitchen comes equipped with sleek stainless-steel appliances. Positioned on the ground floor for single-level privacy, the primary suite offers a spacious walk-in closet, dual-sink vanity, and a standing shower. Upstairs, you will find the remaining secondary bedrooms alongside a flexible open area, ideal for a study, playroom, or secondary media space. Located in an amenity-rich community, residents enjoy access to a neighborhood golf course, swimming pools, fitness centers, and community activity spaces.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,415
Sqft
0.11 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,311 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.6%
$/sqft vs CYPRESS MILL PH 3
$135 vs $160
Days on market
25 vs 55 typical
Where $135/sqft sits among the 12 homes for sale in CYPRESS MILL PH 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
The numbers that matter
The Sun City Center market
$250K → $250K
Sun City Center median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
6 of 12
CYPRESS MILL PH 3 have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the Sun City Center median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 15540 COLT CREEK PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$325,000
15423 MILLER CREEK DRIVE · same community
4 bd · 2 ba · 1,935 sqft · $168/sqft · 14 DOM
Sold · Aug ’26$365,000
15735 FORT ISLAND PLACE
5 bd · 2.5 ba · 2,415 sqft · $151/sqft · 25 DOM
Sold · Feb ’26$335,000
15628 SPICE KEY STREET
5 bd · 2.5 ba · 2,415 sqft · $139/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15540 COLT CREEK PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15540 COLT CREEK PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15540 COLT CREEK PLACE FAQs
What would the monthly payment be for 15540 COLT CREEK PLACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,311/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15540 COLT CREEK PLACE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15540 COLT CREEK PLACE?+
The most recent tax bill on record (2025) was $9,158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15540 COLT CREEK PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $324,900, this home is listed about 25% above the Sun City Center median of $258,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of ENTERA REALTY LLC · Robert Salmons. MLS #O6445426.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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