404 TURNBULL BAY ROAD, NEW SMYRNA BEACH, FL, 32168
Active10 days on marketListed Sep 30, 2026MLS #O6445524
About this home
404 TURNBULL BAY ROAD
Welcome to a beautifully maintained pool and spa home in New Smyrna Beach, where indoor comfort meets an incredible outdoor retreat. Set on a spacious quarter-acre lot with no HOA, this 3-bedroom, 2-bath home offers 1,656 square feet of inviting living space and thoughtful features throughout. Inside, vaulted ceilings create an open, airy atmosphere as the living room flows seamlessly into the kitchen and dining area, while a separate family room provides even more space to gather and unwind. The kitchen is equipped with stainless steel appliances, abundant cabinetry, and generous counter space. The oversized family room is a true highlight, showcasing panoramic views of the backyard oasis along with custom display cabinetry. All three bedrooms offer comfortable proportions, while the primary suite features an en-suite bathroom with a walk-in shower. The real showstopper awaits outside. A spacious screened-in lanai overlooks the sparkling in-ground pool and spa, creating an exceptional setting for relaxing, entertaining, or enjoying Florida's year-round outdoor lifestyle. The pool deck is newly updated and comes with a warranty, while a new pool pump and chlorinator add peace of mind. Beyond the lanai, the fully fenced backyard offers plenty of room to enjoy the outdoors, along with a separate shed for additional storage. A whole-home Generac generator provides added convenience and security. Ideally located just minutes from Canal Street Historic District, restaurants, shopping, entertainment, and the beach, this home brings together space, comfort, and an unforgettable backyard retreat in one fantastic New Smyrna Beach location. Mortgage savings may be available for buyers of this listing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,656
Sqft
0.25 ac
Lot size
2
Garage
1996
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,754 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,754/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs New Smyrna Beach actives
$295 vs $362
Days on market
10 vs 102 typical
Where $295/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
237 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 404 TURNBULL BAY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$305,000
684 ROCHESTER COURT
3 bd · 2 ba · 1,684 sqft · $181/sqft · 98 DOM
Sold · May ’26$330,000
212 MARY AVENUE
4 bd · 2 ba · 1,692 sqft · $195/sqft · 45 DOM
Sold · Jun ’26$375,000
1305 WAYNE AVENUE
3 bd · 2 ba · 1,619 sqft · $232/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 404 TURNBULL BAY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 404 TURNBULL BAY ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
404 TURNBULL BAY ROAD FAQs
What would the monthly payment be for 404 TURNBULL BAY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,754/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 404 TURNBULL BAY ROAD?+
The most recent tax bill on record (2025) was $5,986. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 404 TURNBULL BAY ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $489,000, this home is listed about 9% below the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.
Which schools are assigned to 404 TURNBULL BAY ROAD?+
New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Tammy Shaver. MLS #O6445524.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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