CENTURY 21 Edge
$345,000$359,0002 bd2 ba1,420 sqft$243 /sqft≈$2,824 /mo all-in ↓

3657 KELLY STREET, FORT MYERS, FL, 33901

Active10 days on marketListed Sep 30, 2026MLS #O6446075

✦ Reduced $14KPrivate poolSingle Family ResidenceGROVE CITY PARK

About this home

3657 KELLY STREET

Virtually Staged. Full rehab completed on this two-bedroom, two-bath pool home in Grove City Park! The single-story layout offers 1,420 square feet of heated living area with tile flooring, updated kitchen cabinetry, quartz countertops, stainless-finish appliances and a peninsula for casual dining. Updated bathrooms complement the refreshed interior, and all appliances stay, including the washer and dryer. A bright, glass-enclosed Florida room overlooks the fenced backyard, saltwater in-ground pool and surrounding patio. Additional features include rooftop solar panels, a metal roof, an inside laundry room and a one-car carport. A covered front porch and mature landscaping complete the setting. The metal roof is 9 years old. The A/C is 4 years old.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,420

Sqft

0.18 ac

Lot size

1959

Year built

One

Levels

$243

Per sqft

Private pool

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorFrench Doors · Private Yard

Community & fees

Taxes (2025)$5,771/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Solar · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,824 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$481
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,075
Interest rate6.00%
Loan term

Estimated payment

$2,824/mo

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$481
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $345K
$249KedgeAI estimate $287,056 · range $259K–$296K$359K

vs edgeAI estimate

+20.2%

$/sqft vs Fort Myers actives

$243 vs $214

Days on market

10 vs 75 typical

Where $243/sqft sits among the 122 Fort Myers actives

43
41 · this home
24
4
2
8
$117–183$183–250$250–316$316–382$382–449$449+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Lee Park

Get to know Fort Myers. See the full Fort Myers guide →

Palm Lee Park — neighborhood snapshot

Population

1,866

Median age

37

Median income

$111,103

Median home value

$197,300

Avg household

3

Households w/ children

296

For the school run

Lee County School District

ElementaryOrangewood Elementary School★★★★★
ElementaryAllen Park Elementary School★★★★★
HighFort Myers High School★★★★★
ElementaryEdison Park Creative And Expressive Arts School★★★★★
ElementaryFranklin Park Elementary School★★★★★
HighDunbar High School★★★★★
MiddlePaul Laurence Dunbar Middle School★★★★★
ElementaryEdgewood Academy★★★★★
HighCypress Lake High School★★★★★
HighSouth Fort Myers High School★★★★★
MiddleLexington Middle School★★★★★
ElementaryRayma C. Page Elementary School★★★★★
ElementarySan Carlos Park Elementary School★★★★★
MiddleThree Oaks Middle School★★★★★
ElementaryThree Oaks Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Myers market

Seller’s marketBalanced — 6.5 months of inventoryBuyer’s market

$325K → $322K

Fort Myers median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

58 of 122

Fort Myers actives have cut their price

Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the FORT MYERS 33901 median. See the full Fort Myers market guide →

Paper trail

This home's history

CurrentPrice reduced to $345,000 ▼ $14K
Sep 30, 2026Listed at $359,000 · 10 days on market since
1959Built · GROVE CITY PARK

Reality check

What actually sold near 3657 KELLY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1446 POINCIANA AVENUESold · May ’26

$365,000

1446 POINCIANA AVENUE

3 bd · 1 ba · 1,412 sqft · $258/sqft · 8 DOM

1406 LOMA LINDA DRIVESold · Dec ’25

$350,000

1406 LOMA LINDA DRIVE

3 bd · 2 ba · 1,406 sqft · $249/sqft · 31 DOM

1420 MARAVILLA AVENUESold · Aug ’26

$305,000

1420 MARAVILLA AVENUE

2 bd · 2 ba · 1,524 sqft · $200/sqft · 155 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3657 KELLY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3657 KELLY STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3657 KELLY STREET FAQs

What would the monthly payment be for 3657 KELLY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,824/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3657 KELLY STREET?+

The most recent tax bill on record (2025) was $5,771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Myers?+

At $345,000, this home is listed about 1% below the Fort Myers median of $349,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3657 KELLY STREET?+

Orangewood Elementary School (elementary), Allen Park Elementary School (elementary), Fort Myers High School (high), Edison Park Creative And Expressive Arts School (elementary), Franklin Park Elementary School (elementary), Dunbar High School (high), Paul Laurence Dunbar Middle School (middle), Edgewood Academy (elementary), Cypress Lake High School (high), South Fort Myers High School (high), Lexington Middle School (middle), Rayma C. Page Elementary School (elementary), San Carlos Park Elementary School (elementary), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$345,000 runs 63% above the FORT MYERS 33901 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Orangewood Elementary School, Allen Park Elementary School, Fort Myers High School, Edison Park Creative And Expressive Arts School, Franklin Park Elementary School, Dunbar High School, Paul Laurence Dunbar Middle School, Edgewood Academy, Cypress Lake High School, South Fort Myers High School, Lexington Middle School, Rayma C. Page Elementary School, San Carlos Park Elementary School, Three Oaks Middle School, Three Oaks Elementary School — Rayma C. Page Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $359,000, now $345,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of MY NEW RENTAL · Andrew Pabst. MLS #O6446075.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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