CENTURY 21 Edge
$215,0003 bd2 ba1,568 sqft$137 /sqft≈$1,692 /mo all-in ↓

2484 LONGPINE LANE, ST CLOUD, FL, 34772

Active3 days on marketListed Oct 7, 2026MLS #O6446765

✦ Priced 46% below the ST CLOUD 34772 medianManufactured HomeTEKA VLG RPLT TRACT 2 RPLT TRACT C

About this home

2484 LONGPINE LANE

Own your land in one of St. Cloud's most welcoming 55+ communities! The big-ticket items are DONE: NEW ROOF (2024) with new gutters and downspouts, a 130-mph wind warranty and 5-year workmanship warranty; HVAC UPDATED (2025) with a new blower motor, thermostat, capacitor and air purification system; NEW WATER HEATER (2021); and a NEW Delta kitchen faucet and disposer (2026). Tucked toward the back of gated Teka Village, 2484 Longpine Lane sits on a quiet street with little through traffic and privacy on both sides, with no neighboring driveways right beside you. This 3-bedroom, 2-bath home offers approximately 1,568 sq ft. Inside, a tray ceiling and abundant natural light set the tone in the living area, and a built-in sound system serves both the main living space and the primary suite. The kitchen offers tile flooring, a glass-top range, dishwasher, over-the-range microwave, bottom-freezer refrigerator and an oversized pantry. The primary suite features his-and-hers closets and a double-vanity bath, and a home office with French doors and built-in shelving works just as well for hobbies or guests. Out back, the screened room with sliding vinyl windows is ready for morning coffee or evening relaxation. Hurricane shutters for every exterior window, vinyl skirting, covered parking plus an extra parking pad, a shelved storage shed and reclaimed-water irrigation round out the property. Founded in 1989 by residents who wanted to own the land beneath their homes, Teka Village pairs a low HOA fee with a covered heated pool, a clubhouse available for private events, shuffleboard, community activities and holiday dinners, golf-cart-friendly streets, and a low-cost storage lot for RVs and boats. A fire station sits right next to the community, and shopping, the hospital, the lake, downtown St. Cloud and the Turnpike are all close by.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,568

Sqft

0.12 ac

Lot size

2002

Year built

One

Levels

$137

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesNortheast
ParkingNone
ExteriorHurricane Shutters · Irrigation System · Lighting · Other · Outdoor Grill · Rain Gutters · Sliding Doors

Community & fees

HOA fee$120/mo
Taxes (2025)$616/yr
PetsYes
CommunityBuyer Approval Required · Deed Restrictions · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Public · Sprinkler Meter · Sprinkler Recycled · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,692 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$51
HOA fee — from the listing$120
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate6.00%
Loan term

Estimated payment

$1,692/mo

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$51
HOA / condo fee$120
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$205KedgeAI estimate $237,620 · range $214K–$246K$256K

vs edgeAI estimate

−9.5%

$/sqft vs St Cloud actives

$137 vs $211

Days on market

3 vs 65 typical

Where $137/sqft sits among the 399 St Cloud actives

69 · this home
136
110
38
20
26
$137–175$175–213$213–251$251–289$289–327$327+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Drive times from this address

Universal Orlando≈ 30 min
Walt Disney World≈ 31 min
Orlando Int’l Airport (MCO)≈ 31 min
Downtown Orlando≈ 31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryNeptune Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleNeptune Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$412K → $399K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

224 of 399

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $215,000 · 3 days on market since
2002Built · TEKA VLG RPLT TRACT 2 RPLT TRACT C

Reality check

What actually sold near 2484 LONGPINE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4200 RANCH HOUSE ROADSold · Aug ’26

$305,000

4200 RANCH HOUSE ROAD

3 bd · 2.5 ba · 1,566 sqft · $195/sqft · 142 DOM

4593 RANGELAND WAYSold · Sep ’26

$311,370

4593 RANGELAND WAY

3 bd · 2.5 ba · 1,566 sqft · $199/sqft · 24 DOM

4204 RANCH HOUSE ROADSold · Aug ’26

$305,000

4204 RANCH HOUSE ROAD

3 bd · 2.5 ba · 1,566 sqft · $195/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 2484 LONGPINE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2484 LONGPINE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2484 LONGPINE LANE FAQs

What would the monthly payment be for 2484 LONGPINE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,692/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2484 LONGPINE LANE?+

The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2484 LONGPINE LANE?+

The most recent tax bill on record (2025) was $616. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2484 LONGPINE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $215,000, this home is listed about 50% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2484 LONGPINE LANE?+

Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Ty McTague. MLS #O6446765.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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