227 NE 15TH STREET, CAPE CORAL, FL, 33909
Active36 days on marketListed Oct 2, 2026MLS #O6446783
About this home
227 NE 15TH STREET
Experience contemporary waterfront living in this beautifully designed new construction home offering 3 bedrooms plus a den, 2 bathrooms, and 1,810 sq. ft. of thoughtfully designed living space. Situated on a freshwater canal with a concrete seawall already in place, this home perfectly combines modern style with everyday comfort. The striking white stucco exterior, dark roof, and elegant oversized concrete driveway create exceptional curb appeal. Inside, the open-concept floor plan is filled with natural light and features soaring tray ceilings, large-format tile flooring, and a spacious living area that flows seamlessly into the designer kitchen. The kitchen showcases white cabinetry, quartz countertops, a large center island, and sleek modern finishes. The private primary suite offers a spa-inspired bathroom complete with a freestanding soaking tub, oversized glass-enclosed shower with matte black fixtures, dual vanities, and abundant natural light. Step outside to the covered lanai featuring an outdoor kitchen, creating the perfect space for entertaining or relaxing while enjoying peaceful canal views. Additional features include a 2-car garage, impact-resistant windows and doors, contemporary finishes throughout, and an exceptional location close to shopping, dining, schools, parks, and everything Cape Coral has to offer. Connected to City Water & Sewer, Move-in ready and designed for the Florida lifestyle you've been looking for. Preferred lender credit available towards closing costs subject to approval. Additional incentives available subject to approval. NO HOA FEES.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,810
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,617 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,617/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs CAPE CORAL
$232 vs $229
Days on market
36 vs 45 typical
Where $232/sqft sits among the 163 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 163
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 500% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 227 NE 15TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$375,000
2116 NE 17TH AVENUE · same community
4 bd · 2 ba · 1,799 sqft · $208/sqft · 5 DOM
Sold · Nov ’25$345,000
1615 NE 17TH STREET · same community
3 bd · 2 ba · 1,796 sqft · $192/sqft · 117 DOM
Sold · Jul ’26$460,000
122 NE 11TH TERRACE · same community
4 bd · 2 ba · 1,832 sqft · $251/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 227 NE 15TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 227 NE 15TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
227 NE 15TH STREET FAQs
What would the monthly payment be for 227 NE 15TH STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,617/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 227 NE 15TH STREET?+
The most recent tax bill on record (2025) was $4,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $420,000, this home is priced right at the Cape Coral median.
Which schools are assigned to 227 NE 15TH STREET?+
Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Caloosa Middle School (middle), Caloosa Elementary School (elementary), Hancock Creek Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Dr Carrie D Robinson Littleton Elementary School (elementary), Cape Coral High School (high), Mariner High School (high), Island Coast High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$420,000 runs 500% above the CAPE CORAL 33909 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Tropic Isles Elementary School, North Fort Myers High School, Caloosa Middle School, Caloosa Elementary School, Hancock Creek Elementary School, Diplomat Elementary School, Diplomat Middle School, Dr Carrie D Robinson Littleton Elementary School, Cape Coral High School, Mariner High School, Island Coast High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PES HOMES REALTY P.A · Esther Ortiz. MLS #O6446783.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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