912 CHARO PARKWAY UNIT 223, DAVENPORT, FL, 33897
Active36 days on marketListed Oct 2, 2026MLS #O6446956
About this home
912 CHARO PARKWAY UNIT 223
Discover the pinnacle of quality and sophistication in this beautifully renovated luxury condo, perfect for discerning buyers who value exceptional craftsmanship and attention to detail. From the moment you step inside, you'll be captivated by every refined touch. The stunning upgrades include luxury vinyl plank flooring, hand-selected quartzite countertops, an elegant backsplash, stainless steel appliances, and an extra-large basin sink complete with a cutting board and drying rack. The kitchen is a chef’s delight, featuring a pull-down faucet, brand-new 42" cabinets, and so much more. Imagine waking up in the Owner’s Suite, where you’re greeted by a serene view of the pool and a private balcony perfect for morning coffee. The master bath is equally impressive with two new rectangular vanity sinks, quartzite counters, modern faucets, a luxurious tub, and a separate shower. The second and third bathrooms match the elegance of the master bath with identical high-end features. Each bedroom is fitted with new luxury-grade carpeting, and upgraded ceiling fans and light fixtures are thoughtfully placed throughout. The condo has been freshly painted, professionally decorated, and features an intimate owner’s retreat with tastefully designed furnishings. Additionally, all beds come with upgraded luxury mattresses for added comfort. Located in the highly desirable Bella Piazza Resort, zoned for short-term rentals, residents can enjoy an array of amenities, including a Clubhouse and Business Center, two large pools, a splash pad, spa, fitness center, and a relaxing lounge area. This prime location places you close to Disney Theme Parks, shopping plazas, upscale and casual dining, and major highways like I-4 and 429, with Orlando International Airport only 30 minutes away.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,437
Sqft
0.01 ac
Lot size
2008
Year built
One
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,194 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs BELLA PIAZZA
$129 vs $123
Days on market
36 vs 73 typical
Where $129/sqft sits among the 10 homes for sale in BELLA PIAZZA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Highlands Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Highlands Reserve is a short-term-rental community. See the full guide →
Highlands Reserve — neighborhood snapshot
Population
6,668
Median age
36
Median income
$80,955
Median home value
$330,949
Avg household
3
Households w/ children
861
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$343K → $347K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
6 of 10
BELLA PIAZZA have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 912 CHARO PARKWAY UNIT 223
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$130,000
904 CHARO PARKWAY UNIT 523 · same community
4 bd · 3 ba · 1,437 sqft · $90/sqft · 68 DOM
Sold · Apr ’26$170,000
904 CHARO PARKWAY UNIT 518 · same community
3 bd · 3 ba · 1,326 sqft · $128/sqft · 951 DOM
Sold · Jun ’26$122,500
904 CHARO PARKWAY UNIT 516 · same community
3 bd · 3 ba · 1,217 sqft · $101/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 912 CHARO PARKWAY UNIT 223 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 912 CHARO PARKWAY UNIT 223 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
912 CHARO PARKWAY UNIT 223 FAQs
What would the monthly payment be for 912 CHARO PARKWAY UNIT 223?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,194/mo — principal and interest, the actual property-tax bill, the $1,441/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 912 CHARO PARKWAY UNIT 223?+
The association fee works out to $1,441 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 912 CHARO PARKWAY UNIT 223?+
The most recent tax bill on record (2025) was $2,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 912 CHARO PARKWAY UNIT 223 be rented short-term?+
Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 912 CHARO PARKWAY UNIT 223?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $185,000, this home is listed about 52% below the Davenport median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 912 CHARO PARKWAY UNIT 223?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33897 market on paper
$185,000 is 43% below the DAVENPORT 33897 median of $327,000, and at $129/sqft it sits under the Davenport average of $191.
02Zoned for nightly rentals
Highlands Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Know the monthly fee
The association fee is $1,441/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of JASON MITCHELL REAL ESTATE FLO · Jason Anderson. MLS #O6446956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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