
8713 E 28TH AVENUE, PALMETTO, FL, 34221
Active5 days on marketListed Oct 5, 2026MLS #O6447339
About this home
8713 E 28TH AVENUE
Enjoy comfortable Florida living in this spacious home located in the gated 55+ community of Sun Key Village. Offering approximately 1,456 square feet of living space providing a generous layout with plenty of room to relax, entertain, and make yourself comfortable at home. The open living and dining areas create a welcoming gathering space with vaulted ceilings and beautiful cherrywood flooring. The kitchen features ample cabinet and counter space, a convenient eat-in area, and all major appliances. Just off the kitchen, a back door leading to the enclosed lanai, office, and storage room creating an additional living area that can be enjoyed year-round. The flexible den offers even more space and is ideal for formal gatherings, home office, guest room, reading area, or hobby space. The spacious primary bedroom offers plenty of room for a king-size bedroom set along with a large wall-to-wall closet. The primary bathroom features dual sinks, a step-in shower, and a separate vanity area. The second bedroom is generously sized with a large closet and is located near the guest bathroom, which features a tub and shower combination. Additional conveniences include an indoor laundry room with washer and dryer, a covered carport, and a utility shed providing extra storage. Sun Key Village is a gated 55+ community with amenities including a heated swimming pool, shuffleboard, community lake, and social activities. The location offers convenient access to shopping, restaurants, golf, medical facilities, and the beautiful Gulf Coast beaches. Come see why this spacious home and welcoming community could be the perfect place to enjoy your next chapter in Florida.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,456
Sqft
0.08 ac
Lot size
2003
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$2 vs $202
Days on market
5 vs 79 typical
Where $2/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $372K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
241 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8713 E 28TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$210,000
6710 36TH AVENUE E UNIT 271
2 bd · 2 ba · 1,446 sqft · $145/sqft · 97 DOM
Sold · Nov ’25$135,000
6710 36TH AVENUE E UNIT 109
3 bd · 2 ba · 1,440 sqft · $94/sqft · 86 DOM
Sold · Apr ’26$310,000
6839 34TH AVENUE E
3 bd · 2 ba · 1,437 sqft · $216/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8713 E 28TH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8713 E 28TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8713 E 28TH AVENUE FAQs
What would the monthly payment be for 8713 E 28TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8713 E 28TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $2,200, this home is listed about 99% below the Palmetto median of $396,999. The market section on this page shows how the area is trending.
Which schools are assigned to 8713 E 28TH AVENUE?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CLEAR BLUE SKY REAL ESTATE · Chelie Plicinski. MLS #O6447339.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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