16 BEACH LANE UNIT 101, CRYSTAL RIVER, FL, 34429
Active5 days on marketListed Oct 7, 2026MLS #O6447548
About this home
16 BEACH LANE UNIT 101
Gorgeous waterfront condo, recently remodeled and thoughtfully updated, overlooking Hunter Springs and offering an ideal location for waterfront adventure seekers. From your doorstep, kayak to Hunter Springs, Kings Bay, and Three Sisters Springs, or enjoy the convenience of being just a short drive from Crystal River's shopping, dining, and everyday amenities. The community has also seen recent improvements, including new storm doors, upgraded seawall lighting and plumbing, updated building electrical components, wastewater pipe relining, irrigation improvements, and a renovated community laundry area. This well-maintained unit features a deeded covered parking space and access to a community laundry room, and a small HOA with only 8 units. Interior improvements of the unit include waterproof GoBoard in the lower wall areas, sealed block walls, removable flood-protection plugs for plumbing fixtures, an electric tankless water heater, updated indoor/outdoor A/C with a smart Honeywell thermostat, and additional cabinet and baseboard improvements designed with moisture resistance in mind. The interior electrical panel was upgraded in 2020. Whether you're looking for a waterfront getaway, a place to enjoy the Nature Coast, or a low-maintenance home close to the water, this condo offers a unique opportunity in a small, intimate waterfront community. Schedule you showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,085
Sqft
0.06 ac
Lot size
1964
Year built
One
Levels
$322
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,770 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,770/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs Crystal River actives
$322 vs $217
Days on market
5 vs 70 typical
Where $322/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
87 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 BEACH LANE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$69,900
926 N Colin Kelly POINT
3 bd · 2 ba · 1,104 sqft · $63/sqft · 116 DOM
Sold · Jul ’26$380,000
305 NE 1st AVENUE
3 bd · 1 ba · 1,118 sqft · $340/sqft · 162 DOM
Sold · Oct ’25$75,000
811 NE 5TH AVENUE
2 bd · 1 ba · 1,120 sqft · $67/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 16 BEACH LANE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 BEACH LANE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16 BEACH LANE UNIT 101 FAQs
What would the monthly payment be for 16 BEACH LANE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,770/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16 BEACH LANE UNIT 101?+
The most recent tax bill on record (2025) was $4,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16 BEACH LANE UNIT 101?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $349,900, this home is listed about 8% above the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 16 BEACH LANE UNIT 101?+
Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,900 runs 43% above the CRYSTAL RIVER 34429 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Crystal River market that averages 70 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HAVEN PROPERTY GROUP LLC · Cheyenne Copeland. MLS #O6447548.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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