20109 POND SPRING WAY, TAMPA, FL, 33647
Active6 days on marketListed Oct 6, 2026MLS #O6447599
About this home
20109 POND SPRING WAY
Tucked at the end of a quiet cul-de-sac behind the guard gates of Grand Hampton, this 6-bedroom, 3.5-bath residence offers more than 3,500 square feet of refined living on an expansive 0.32-acre homesite. Mediterranean-inspired architecture, a classic tile roof, paver drive, and mature landscaping set an elegant tone from the moment you arrive, while a newly installed HVAC system speaks to the care with which this home has been maintained. A gracious covered entry opens to a welcoming foyer and a light-filled living room crowned by soaring cathedral ceilings. The open floor plan flows seamlessly between gathering spaces, with wood flooring throughout the main living areas, granite countertops, and stainless steel appliances. The first-floor owner's retreat is privately situated and features a spacious walk-in closet and a spa-inspired bath with a soaking tub, enclosed shower, and separate vanities. Also on the main level, a versatile sixth bedroom serves beautifully as a guest room or private home office. Upstairs, four additional bedrooms and two full baths provide generous space and privacy for everyone. Outdoors, a covered lanai extends to a private resort-style oasis, where a shimmering in-ground pool and spa sit beneath a full screened enclosure framed by lush tropical landscaping. Beyond the enclosure, a generous expanse of lawn offers a rare amount of open green space for a pool home of this caliber. A three-car garage completes the picture. Grand Hampton residents enjoy a clubhouse, fitness center, and beautifully maintained grounds, all with convenient access to premier shopping, dining, and major thoroughfares. An exceptional home in an exceptional setting.
Facts & features
The home at a glance
6
Bedrooms
3.5
Bathrooms
3,620
Sqft
0.32 ac
Lot size
2016
Year built
Two
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,259 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,259/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.9%
$/sqft vs Tampa actives
$325 vs $289
Days on market
6 vs 64 typical
Where $325/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Hampton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Grand Hampton — neighborhood snapshot
Population
3,823
Median age
38
Median income
$140,888
Median home value
$458,200
Avg household
3
Households w/ children
417
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
232 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 231% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 20109 POND SPRING WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$836,000
8420 DUNHAM STATION DRIVE · same community
5 bd · 3.5 ba · 3,512 sqft · $238/sqft · 155 DOM
Sold · May ’26$1,000,000
20107 OAK ALLEY DRIVE · same community
4 bd · 4 ba · 3,732 sqft · $268/sqft · 38 DOM
Sold · Dec ’25$1,850,000
8414 DUNHAM STATION DRIVE · same community
6 bd · 6 ba · 5,382 sqft · $344/sqft · 321 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 20109 POND SPRING WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20109 POND SPRING WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20109 POND SPRING WAY FAQs
What would the monthly payment be for 20109 POND SPRING WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,259/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20109 POND SPRING WAY?+
The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20109 POND SPRING WAY?+
The most recent tax bill on record (2025) was $13,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20109 POND SPRING WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,174,900, this home is listed about 170% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20109 POND SPRING WAY?+
Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,174,900 runs 231% above the TAMPA 33647 median — but at 3,620 sqft it's also nearly twice the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Tampa market that averages 64 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Julia Thompson. MLS #O6447599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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