5422 SPRING MOSS COURT, ST CLOUD, FL, 34771
Active4 days on marketListed Oct 6, 2026MLS #O6447887
About this home
5422 SPRING MOSS COURT
Under Construction. What's Special: Pond View | Close to Amenity | Convenient 1st Floor Living. New Construction - January Completion! Welcome to the Marino at 5422 Spring Moss Court in Esplanade at Center Lake Ranch! This thoughtfully designed single-story home offers three bedrooms, three full bathrooms, a versatile flex room, and a spacious open-concept layout. The gourmet kitchen with a large island overlooks the dining area and great room, creating the perfect space for entertaining. Relax in the private primary suite featuring a spa-inspired bathroom and generous walk-in closet, while two secondary bedrooms provide comfort for guests. Enjoy seamless indoor-outdoor living on the expansive lanai. Additional Highlights Include: Outdoor kitchen rough-in and whole house 8' interior doors. Photos are for representative purposes only. MLS#O6447887 Experience resort-style living at Esplanade in Center Lake Ranch, a gated community in St. Cloud. Enjoy nature and pond views, a resort-style pool, spa, fitness center, and movement studio. Stay active with pickleball, bocce, and the Bark Park, while concierge services and community events create a vibrant lifestyle. Planned trails, parks, and an 11-acre Central Park provide the perfect blend of recreation, relaxation, and natural beauty with convenient access to major roadways.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,085
Sqft
0.18 ac
Lot size
2027
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,750 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs ESPLANADE AT CENTER LAKE RANCH
$241 vs $273
Days on market
4 vs 65 typical
Where $241/sqft sits among the 7 homes for sale in ESPLANADE AT CENTER LAKE RANCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
3 of 7
ESPLANADE AT CENTER LAKE RANCH have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5422 SPRING MOSS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$549,000
851 ARBOR GREEN TRAIL · same community
3 bd · 3.5 ba · 2,152 sqft · $255/sqft · 382 DOM
Sold · Feb ’26$521,000
857 ARBOR GREEN TRAIL · same community
3 bd · 2 ba · 1,957 sqft · $266/sqft · 301 DOM
Sold · Sep ’26$430,000
899 ARBOR GREEN TRAIL · same community
3 bd · 2 ba · 1,923 sqft · $224/sqft · 340 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 5422 SPRING MOSS COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5422 SPRING MOSS COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5422 SPRING MOSS COURT FAQs
What would the monthly payment be for 5422 SPRING MOSS COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,750/mo — principal and interest, estimated property taxes, the $408/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5422 SPRING MOSS COURT?+
The association fee works out to $408 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5422 SPRING MOSS COURT?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5422 SPRING MOSS COURT?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $502,794, this home is listed about 17% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5422 SPRING MOSS COURT?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$502,794 runs 21% above the ST CLOUD 34771 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a St Cloud market that averages 65 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6447887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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