
359 VELVETEEN PLACE, CHULUOTA, FL, 32766
Active2 days on marketListed Oct 14, 2026MLS #O6448729
About this home
359 VELVETEEN PLACE
Virtually Staged. Welcome to this beautifully refreshed 3-bedroom, 2-bathroom home in Chuluota, Florida, offering 1,865 square feet of comfortable living space in Seminole County. Featuring fresh interior and exterior paint and new vinyl flooring throughout, this home offers a spacious, functional floor plan with several important updates, including a roof replaced in 2016, A/C system replaced in 2021, and a water heater replaced approximately 4–5 years ago. Step inside to discover a formal living and dining room combination, ideal for entertaining or everyday gatherings. The spacious family room provides an additional area to relax, while the eat-in kitchen offers a comfortable setting for casual dining. The generously sized primary suite features a walk-in closet and private bathroom, creating a relaxing retreat. Two additional bedrooms and a full guest bathroom provide flexibility for guests or a home office. Step outside to enjoy the large, fully fenced backyard, featuring vinyl privacy fencing and a storage shed for additional storage. With plenty of outdoor space for entertaining, gardening, pets, or simply relaxing, the backyard provides an inviting extension of the home's living areas. Conveniently located in Chuluota near Oviedo, this home offers access to local shopping, dining, parks, and outdoor recreation. With its fresh updates, spacious living areas, major system improvements, and generous fenced backyard, this home offers a wonderful opportunity to enjoy Central Florida living. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,865
Sqft
0.21 ac
Lot size
2003
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,007 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,007/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Chuluota actives
$228 vs $295
Days on market
2 vs 54 typical
Where $228/sqft sits among the 17 Chuluota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chuluota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Chuluota. See the full Chuluota guide →
CHULUOTA 32766 — neighborhood snapshot
Population
15,966
Median age
42.2
Median income
$146,215
Median home value
$529,600
Avg household
3.18
Households w/ children
2,393
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Chuluota market
$584K → $707K
Chuluota median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
9 of 17
Chuluota actives have cut their price
Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the CHULUOTA 32766 median. See the full Chuluota market guide →
Paper trail
This home's history
Reality check
What actually sold near 359 VELVETEEN PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$433,000
310 VELVETEEN PLACE · same community
4 bd · 2 ba · 1,865 sqft · $232/sqft · 19 DOM
Sold · Jun ’26$610,000
307 VELVETEEN PLACE · same community
4 bd · 2.5 ba · 2,820 sqft · $216/sqft · 25 DOM
Sold · Jun ’26$679,000
673 RED PEPPER LOOP · same community
5 bd · 3 ba · 2,916 sqft · $233/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 359 VELVETEEN PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 359 VELVETEEN PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
359 VELVETEEN PLACE FAQs
What would the monthly payment be for 359 VELVETEEN PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,007/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 359 VELVETEEN PLACE?+
The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 359 VELVETEEN PLACE?+
The most recent tax bill on record (2025) was $1,314. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 359 VELVETEEN PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Chuluota?+
At $425,000, this home is listed about 44% below the Chuluota median of $762,000. The market section on this page shows how the area is trending.
Which schools are assigned to 359 VELVETEEN PLACE?+
Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CHULUOTA 32766 market on paper
$425,000 is 29% below the CHULUOTA 32766 median of $602,450, and at $228/sqft it sits under the Chuluota average of $347.
02Fresh on the market
Only 2 days on market in a Chuluota market that averages 54 — if it fits, move quickly.
03Strong assigned schools
Walker Elementary School, Chiles Middle School, Hagerty High School — Walker Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS HERITAGE REALTY · Patrick Urbainczyk, PA. MLS #O6448729.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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