821 NOCTURNE DRIVE, CHULUOTA, FL, 32766
Active20 days on marketListed Sep 22, 2026MLS #O6443692
About this home
821 NOCTURNE DRIVE
Virtually Staged. Welcome to this Charming 3-Bedroom, 2-Bath Home in Desirable Seminole County! Step inside and fall in love with this inviting home, featuring a desirable split-bedroom floor plan and open-concept layout designed for comfortable living and effortless entertaining. The beautiful updated kitchen showcases shaker cabinets, quartz countertops, and a fresh modern feel. The entire home has been freshly painted in a neutral color, creating a warm backdrop that compliments any decor. Enjoy relaxing mornings or entertaining guests in the large covered lanai, offering peaceful views of the backyard with glimpses of scenic Lake Mills, ideally located just 3 minutes away from Lake Mills. This property offers the perfect blend of convenience and a relaxed Florida lifestyle. Zoned for A-rated Seminole county schools, with no HOA, you'll have the freedom to bring your RV, boat or trailer, A backyard storage shed is also included, providing additional space for your tools, equipment, and storage needs. With its beautiful updates, desirable location, and flexible outdoor space, this is a must-see home you won't want to miss!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,281
Sqft
0.26 ac
Lot size
1
Garage
1983
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,038 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,038/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.4%
$/sqft vs Chuluota actives
$316 vs $288
Days on market
20 vs 76 typical
Where $316/sqft sits among the 15 Chuluota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chuluota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Chuluota. See the full Chuluota guide →
CHULUOTA 32766 — neighborhood snapshot
Population
15,966
Median age
42.2
Median income
$146,215
Median home value
$529,600
Avg household
3.18
Households w/ children
2,393
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Chuluota market
$584K → $707K
Chuluota median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
7 of 15
Chuluota actives have cut their price
Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the CHULUOTA 32766 median. See the full Chuluota market guide →
Paper trail
This home's history
Reality check
What actually sold near 821 NOCTURNE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$225,000
824 NOCTURNE DRIVE · same community
3 bd · 2 ba · 1,302 sqft · $173/sqft · 0 DOM
Sold · Jul ’26$371,500
810 MAZURKA DRIVE · same community
3 bd · 2 ba · 1,176 sqft · $316/sqft · 4 DOM
Sold · Aug ’26$530,000
941 MIMOSA DRIVE · same community
3 bd · 2.5 ba · 1,944 sqft · $273/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 821 NOCTURNE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 821 NOCTURNE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
821 NOCTURNE DRIVE FAQs
What would the monthly payment be for 821 NOCTURNE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,038/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 821 NOCTURNE DRIVE?+
The most recent tax bill on record (2025) was $3,773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 821 NOCTURNE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Chuluota?+
At $405,000, this home is listed about 51% below the Chuluota median of $824,500. The market section on this page shows how the area is trending.
Which schools are assigned to 821 NOCTURNE DRIVE?+
Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Carol Schwartz. MLS #O6443692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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