972 OAKPOINT CIRCLE, APOPKA, FL, 32712
Active22 days on marketListed Oct 16, 2026MLS #O6449015
About this home
972 OAKPOINT CIRCLE
***Drool-Worthy Lakefront Luxury on Private Ski Lake*** EXTREMELY RARE HOME. You will not find anything like this exquisite, upgraded SKI LAKEFRONT POOL HOME in all of Central Florida for this price. Set on an oversized lot with approx 110 linear feet of peaceful, cypress-tree-lined ski lake frontage in the sought-after Oakwater Estates community, this custom-built 4-bedroom, 2-bathroom estate has been fabulously modernized with premier upgrades, offering high-end luxury and absolute peace of mind. * NEW ROOF: Newer Architectural Shingle Roof (October 2024) * NEW ATTIC INSULATION: Newer energy-efficient insulation (2025) * NEW GOURMET KITCHEN WITH PREMIUM APPLIANCES & SOLID WOOD CABINETRY * NEW PAINT THROUGHOUT INTERIOR * AC: High-efficiency Carrier/Bryant HVAC system (2020, fully serviced & inspected 2024-2026) * WATER HEATER: Noritz gas tankless water heater * LAUNDRY: Newer Electrolux SmartBoost Washer & Dryer (2024) * EXT UPGRADES: Rescreened sprawling pool enclosure (2024) & newly resurfaced/painted pool decking (2025). Covered boat dock with lighting, power, and flagstone pathway. * GARAGE: Oversized 2-car garage with new interior paint and newly installed ceiling-mounted garage storage racks (2025). * PEST: Transferable Massey termite bond. DESIGNER INTERIOR & LUXURY FINISHES: The heart of this home is the (2026) newly renovated gourmet kitchen beautifully outfitted with custom, soft-close solid wood cabinetry, luxury quartz countertops, a giant multi-functional kitchen island with storage, and a top-tier/premium GE Cafe appliance package including a double oven with induction cooktop, custom hood vent, drawer microwave, and French door refrigerator–all with dazzling pool and lake views through expansive windows, including a pass-through window. Soaring 18’ ceilings and a wall of windows illuminate the painstakingly restored and refinished vintage, hand-laid solid wood flooring in an elegant parquet style with deco-style herringbone borders. The family room is anchored by double custom solid-wood built-in shelving and cabinetry, French doors opening to the lanai, and a propane-powered, cozy fireplace with high-end "Real Fyre" logs. Six chic new chandeliers and recent interior paint throughout the main areas elevate the home's elegant aesthetic. Formal dining and living room offer expansive pool and lake views. The primary suite is a true sanctuary featuring rich walnut hardwood floors, French doors to the pool patio, and newly installed custom clothing cabinets/wardrobes. Its en-suite spa bath offers double vanities with custom cabinetry, jetted spa tub, and glass-enclosed shower. The newly reimagined 4th bedroom (currently used as a home office) features color-drenched paint, walnut floors, vintage-style chandelier, and designer decorative fireplace with antique mantel. Bedrooms 2 & 3 both have walk-in closets and share the pool bath. WATERFRONT OASIS: Step outside to your personal waterfront resort featuring a huge, glamorous pool with spa/waterfall, surrounded by spectacular lake views, where sunset skies light up the cypress trees and nature preserve across the water. Located in a quiet walkable community on a hidden peninsula with a very low HOA, you are perfectly positioned just 5 minutes to Publix, 10 minutes to Wekiva Springs and the 429 expressway, 15 minutes to I-4, 25 minutes to Winter Park and 40 minutes to Disney. This turn-key masterpiece will not last—schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,599
Sqft
2.33 ac
Lot size
1989
Year built
One
Levels
$433
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,739 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,739/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.3%
$/sqft vs Apopka actives
$433 vs $216
Days on market
22 vs 47 typical
Where $433/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakwater Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
Oakwater Estates — neighborhood snapshot
Population
580
Median age
50
Median income
$125,000
Median home value
$462,700
Avg household
3
Households w/ children
63%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $405K
Apopka median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
211 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 972 OAKPOINT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$480,000
825 HAVEN OAK COURT
4 bd · 2.5 ba · 2,493 sqft · $193/sqft · 18 DOM
Sold · Jul ’26$534,990
1048 GULL DRIVE
5 bd · 3.5 ba · 2,807 sqft · $191/sqft · 76 DOM
Sold · Sep ’26$532,990
1120 GULL DRIVE
5 bd · 3.5 ba · 2,807 sqft · $190/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 972 OAKPOINT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 972 OAKPOINT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
972 OAKPOINT CIRCLE FAQs
What would the monthly payment be for 972 OAKPOINT CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,739/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 972 OAKPOINT CIRCLE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 972 OAKPOINT CIRCLE?+
The most recent tax bill on record (2025) was $12,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 972 OAKPOINT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $1,125,000, this home is listed about 156% above the Apopka median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 972 OAKPOINT CIRCLE?+
Clay Springs Elementary (elementary), Piedmont Lakes Middle (middle), Wekiva High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,125,000 runs 150% above the APOPKA 32712 median — but at 2,599 sqft it's also 33% larger than the typical Apopka listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,150,000, now $1,125,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GILKEY REAL ESTATE · Laura Romot. MLS #O6449015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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