1128 OAKPOINT CIRCLE, APOPKA, FL, 32712
Active9 days on marketListed Oct 29, 2026MLS #O6450461
About this home
1128 OAKPOINT CIRCLE
***Exquisite Traditional-Style Estate on a Private Central Florida Ski Lake For Under $1.5M!*** Welcome to 1128 Oakpoint Circle, a masterpiece of timeless "Winter Park" traditional yet beautifully updated elegance, gracefully positioned on the shores of private, ski-able Lake McCoy. Set on a sprawling, lush .93-acre lot with 78 linear feet of lakefront in the exclusive Oakwater Estates, this impeccable 5-bedroom, 3 full bath + 2 half bath estate (plus 3 incredible bonus/flex rooms) offers just over 4,000 total sq. ft. of exquisitely remodeled and curated living space. It perfectly blends bespoke, traditional design with top-tier, modern upgrades—delivering a true lakefront luxury lifestyle for an unbelievable price. Prepare to be captivated by a grand entryway with a sweeping, newly remodeled wood staircase, vintage-style crystal chandeliers, rich oak hardwood and plank-style tile floors, luxurious crown molding, and delightfully stylish wall treatments throughout the home. **Upgraded White Kitchen** A refreshed gourmet kitchen with brand new quartz countertops and backsplash, new cabinet paint and hardware, and brand-new premium GE stainless appliances, including a 5-burner gas cooktop island, with cozy breakfast nook featuring a cascading shell chandelier. **Exquisitely appointed formal dining room with chic chandelier and separate living room with wood burning fireplace and custom mantel with gorgeous lake views and glass doors to the pool patio. **So. Many. Bonus Rooms**A big, remodeled sunroom with large windows and herringbone tile flooring; a spacious upstairs bonus/media room with wet bar and panoramic lake views; and a beautifully remodeled butler's pantry/flex room with chandelier, brand-new built-in cabinetry and quartz countertops. **First-Floor Primary Suite** A tranquil lakefront sanctuary with a refreshed, spa-like en-suite bath featuring a double granite-topped vanity, a walk-in double shower, a jetted soaking tub, and a spacious walk-in closet. Upstairs, bedrooms 2 & 3 open to the balcony. Bedroom 4 & 5 feature lake views. Bedroom 5 also features a built-in Murphy bed and storage. Step outside to your elevated brick-paver back porch with steps down to a fully screened, heated pool and spa oasis, complete with a dedicated pool bath and brick side patios. Your sprawling, oak-shaded backyard leads down to your own private covered boat dock and lift (2021) for endless boating, waterskiing, fishing, and sunset viewing on the tree-lined, private ski lake. The backyard of this estate is nothing short of magical, boasting what is considered one of the absolute best views on the entire lake. Here, life slows down. Whether you are sipping morning coffee or unwinding at dusk, the views here are a daily, awe-inspiring masterpiece. MAJOR CAPITAL IMPROVEMENTS: *Newer Shingle Roof (Oct 2024) *Brand-New Top-Tier HVAC System (2026) *New Top-Tier Gas Tankless Water Heater (2025) *Full Home Re-pipe (Feb 2018) *Oversized 2-Car Garage: Doubles as a man-cave! Fully insulated with newer mini-split AC, epoxy flooring, & ceiling-mounted storage. Nestled in a quiet, walkable community with mature, tree-lined streets and a very low HOA. You are perfectly positioned just 5 minutes to Publix, 10 minutes to 429, 15 minutes to I-4, 25 minutes to Winter Park, and 40 minutes to Disney, with plenty of shopping and dining all around. This pristine lakefront estate will not last! Schedule your private tour today.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,004
Sqft
0.93 ac
Lot size
1990
Year built
Two
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,285 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,285/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+81.7%
$/sqft vs Apopka actives
$337 vs $216
Days on market
9 vs 47 typical
Where $337/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakwater Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
Oakwater Estates — neighborhood snapshot
Population
580
Median age
50
Median income
$125,000
Median home value
$462,700
Avg household
3
Households w/ children
63%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $405K
Apopka median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
213 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 1128 OAKPOINT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$600,000
1813 HIDDEN PINE LANE
5 bd · 3.5 ba · 4,000 sqft · $150/sqft · 181 DOM
Sold · Mar ’26$700,000
536 SIR ARTHUR COURT
5 bd · 4 ba · 2,931 sqft · $239/sqft · 12 DOM
Sold · Jul ’26$534,990
1048 GULL DRIVE
5 bd · 3.5 ba · 2,807 sqft · $191/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1128 OAKPOINT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1128 OAKPOINT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1128 OAKPOINT CIRCLE FAQs
What would the monthly payment be for 1128 OAKPOINT CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,285/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1128 OAKPOINT CIRCLE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1128 OAKPOINT CIRCLE?+
The most recent tax bill on record (2025) was $13,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1128 OAKPOINT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $1,350,000, this home is listed about 208% above the Apopka median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1128 OAKPOINT CIRCLE?+
Clay Springs Elementary (elementary), Piedmont Lakes Middle (middle), Wekiva High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GILKEY REAL ESTATE · Laura Romot. MLS #O6450461.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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