1069 GLENHARBOR CIRCLE, WINTER GARDEN, FL, 34787
Active6 days on marketListed Oct 13, 2026MLS #O6449485
About this home
1069 GLENHARBOR CIRCLE
Welcome to 1069 Glenharbor Circle — a turn-key, 3 bedroom, 2 bathroom Winter Garden sanctuary offering complete freedom with NO HOA and located within the highly sought-after Winter Garden Golf Cart District! Situated on an expansive, shade-draped lot just under half an acre featuring a magnificent mature oak tree, this home features major recent upgrades for complete peace of mind. Inside, enjoy fully renovated bathrooms — including a luxury primary bath (renovated Aug 2024) and a beautifully appointed second bath (renovated May 2026). Other major updates include a recent full roof replacement (Dec 2025), complete replacement of all AC ductwork (Nov 2025), and energy-efficient windows installed across 2021 and 2025. The backyard showcases a private, resort-style paradise featuring a custom, screen-enclosed pool and an oversized sun shelf perfect for lounge chairs. With no HOA restrictions, you have total freedom to park boats, RVs, or trailers on your sprawling half-acre lot. Located just minutes from the West Orange Trail, Winter Garden Downtown Historic District, top-rated schools, and major highways, this home delivers the ultimate Winter Garden lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,768
Sqft
0.49 ac
Lot size
2
Garage
1986
Year built
One
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,703 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,703/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.6%
$/sqft vs Winter Garden actives
$320 vs $259
Days on market
6 vs 60 typical
Where $320/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $611K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
217 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 1069 GLENHARBOR CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$775,000
148 ROPER DRIVE
3 bd · 2 ba · 1,807 sqft · $429/sqft · 2 DOM
Sold · Nov ’25$476,000
399 MILLWOOD PLACE
3 bd · 2 ba · 1,696 sqft · $281/sqft · 6 DOM
Sold · Oct ’26$430,000
411 MILLWOOD PLACE
3 bd · 2 ba · 1,696 sqft · $254/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1069 GLENHARBOR CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1069 GLENHARBOR CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1069 GLENHARBOR CIRCLE FAQs
What would the monthly payment be for 1069 GLENHARBOR CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,703/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1069 GLENHARBOR CIRCLE?+
The most recent tax bill on record (2026) was $3,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1069 GLENHARBOR CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $565,000, this home is listed about 5% below the Winter Garden median of $595,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1069 GLENHARBOR CIRCLE?+
Summerlake Elementary (elementary), Hamlin Middle (middle), Horizon High School (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$565,000 runs 13% above the WINTER GARDEN 34787 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Winter Garden market that averages 60 — if it fits, move quickly.
04Strong assigned schools
Summerlake Elementary, Hamlin Middle, Horizon High School — Summerlake Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DENIZ REALTY PARTNERS LLC · Lindsay Grosshans. MLS #O6449485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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