
10420 LAGUNA PLAINS DRIVE, RIVERVIEW, FL, 33578
Active18 days on marketListed Oct 21, 2026MLS #O6450847
About this home
10420 LAGUNA PLAINS DRIVE
This move-in ready three-bedroom, two-and-a-half-bathroom home in the desirable Medford Lakes neighborhood features an open-concept main floor that creates a seamless flow for everyday living and entertaining. The updated kitchen is equipped with appliances and classic granite countertops. A primary suite with an attached primary bathroom offers a comfortable retreat, and step outside to enjoy a private, fully fenced-in backyard. You'll enjoy easy access to I-75, making commutes to Tampa, Brandon, and surrounding areas a breeze. Shopping, dining, fitness centres, and everyday conveniences are all just minutes away. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,770
Sqft
0.09 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,013 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,013/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs Riverview actives
$178 vs $182
Days on market
18 vs 57 typical
Where $178/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33578 — neighborhood snapshot
Population
60,651
Median age
34.5
Median income
$85,921
Median home value
$340,900
Avg household
2.54
Households w/ children
7,981
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$365K → $369K
Riverview median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
218 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the Riverview median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 10420 LAGUNA PLAINS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$319,000
12013 MYRTLE ROCK DRIVE
4 bd · 2 ba · 1,771 sqft · $180/sqft · 59 DOM
Sold · Dec ’25$320,000
11910 LITTLE VIOLET CIRCLE
4 bd · 2 ba · 1,771 sqft · $181/sqft · 110 DOM
Sold · Jun ’26$384,500
11863 STONE PINE STREET
4 bd · 2 ba · 1,805 sqft · $213/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 10420 LAGUNA PLAINS DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10420 LAGUNA PLAINS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10420 LAGUNA PLAINS DRIVE FAQs
What would the monthly payment be for 10420 LAGUNA PLAINS DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,013/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10420 LAGUNA PLAINS DRIVE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10420 LAGUNA PLAINS DRIVE?+
The most recent tax bill on record (2025) was $5,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10420 LAGUNA PLAINS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $314,900, this home is listed about 16% below the Riverview median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10420 LAGUNA PLAINS DRIVE?+
Spoto High School (high), Ippolito Elementary School (elementary), Giunta Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENTERA REALTY LLC · Robert Salmons. MLS #O6450847.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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