1502 INDIANA AVENUE, ST CLOUD, FL, 34769
Active15 days on marketListed Oct 23, 2026MLS #O6451628
About this home
1502 INDIANA AVENUE
This beautiful bungalow style home is situated on a large corner lot in the historic district of St. Cloud. No HOA! Upon entering the home into the living room you immediately capture the entire bungalow experience laid out with new Victorian Ash LVP floors. The kitchen & living room is separated by a breakfast bar for easy dining or conversation. Beyond the kitchen is an open area suitable for dining or casual space for relaxation. The back door leads out to the yard featuring a concrete walkway connected to the 288-sf detached building that offers endless possibilities for use and currently consists of electric, A/C, ceiling fan & some cabinets. A Gym, workshop, playhouse, Man Cave or simply extra storage would be a great use of this space. New Roof 2017, New HWH 2018 & New AC 2020. The spacious yard is perfect for gathering with family and friends or just play and enjoy the outdoors. This home is a must see!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,347
Sqft
0.15 ac
Lot size
1910
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,528 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,528/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs ST CLOUD 2ND TOWN OF
$202 vs $255
Days on market
15 vs 53 typical
Where $202/sqft sits among the 28 homes for sale in ST CLOUD 2ND TOWN OF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
30,204
Median age
35.4
Median income
$67,148
Median home value
$313,300
Avg household
2.86
Households w/ children
3,391
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$411K → $385K
St Cloud median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
14 of 28
ST CLOUD 2ND TOWN OF have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1502 INDIANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$310,000
224 MICHIGAN AVENUE · same community
2 bd · 1 ba · 1,382 sqft · $224/sqft · 20 DOM
Sold · Dec ’25$300,000
512 MARYLAND AVENUE · same community
3 bd · 2 ba · 1,396 sqft · $215/sqft · 174 DOM
Sold · Dec ’25$365,000
29 CYPRESS AVENUE · same community
3 bd · 2 ba · 1,398 sqft · $261/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1502 INDIANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1502 INDIANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1502 INDIANA AVENUE FAQs
What would the monthly payment be for 1502 INDIANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,528/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1502 INDIANA AVENUE?+
The most recent tax bill on record (2025) was $4,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $272,500, this home is listed about 36% below the St Cloud median of $422,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1502 INDIANA AVENUE?+
Harmony High School (high), Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ELLIS GROUP REALTY, LLC · Jay LaCourt. MLS #O6451628.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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