185 SANDY SHOES DRIVE, MELBOURNE BEACH, FL, 32951
Active16 days on marketListed Oct 21, 2026MLS #O6451702
About this home
185 SANDY SHOES DRIVE
Coastal living at its best in Melbourne Beach! Tucked along a private road in a unique beachside community, this beautifully renovated home offers private beach and river access, with an annual HOA of just $525. Nearly every detail has been updated within the past two years, including a 2024 roof, updated electrical, hurricane impact windows and doors, renovated kitchen and laundry, beautifully remodeled bathrooms, walk-in closet, new A/C & split unit, hot water heater, and all-new appliances and fixtures. Enjoy the new paver driveway, pool pavers, heated Spa & pool, and tiki hut, creating the perfect setting for outdoor living and entertaining. A screened garage adds versatility, while thoughtful positioning provides a private feel despite the neighboring home. This one-of-a-kind community features distinctive homes and a lifestyle that embraces the best of Florida's coast, with both beach and river access just moments away. Room size are subject to error.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,416
Sqft
0.14 ac
Lot size
2
Garage
1995
Year built
Two
Levels
$529
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,661 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,661/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melbourne Beach actives
$529 vs $526
Days on market
16 vs 48 typical
Where $529/sqft sits among the 8 Melbourne Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Melbourne Beach market
$695K → $587K
Melbourne Beach median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
3 of 8
Melbourne Beach actives have cut their price
Median sold price, Melbourne Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 185 SANDY SHOES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 185 SANDY SHOES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
185 SANDY SHOES DRIVE FAQs
What would the monthly payment be for 185 SANDY SHOES DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,661/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 185 SANDY SHOES DRIVE?+
The most recent tax bill on record (2026) was $6,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 185 SANDY SHOES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne Beach?+
At $749,000, this home is priced right at the Melbourne Beach median.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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