113 RIVER OAKS ROAD, MELBOURNE BEACH, FL, 32951
Active9 days on marketListed Sep 11, 2026MLS #O6441258
About this home
113 RIVER OAKS ROAD
Coastal Living Without the Crowds! Just a block from the Atlantic Ocean on a secluded, nearly half-acre lot with no HOA, this concrete block home offers the beach lifestyle you've been searching for. Vaulted ceilings, a split floor plan, travertine floors, granite kitchen with Stainless Steel appliances, pantry, and breakfast nook create an inviting interior. Relax on the screened porch overlooking a completely private backyard with room for a pool. Outdoor shower, updated well equipment, freshly painted exterior, 2-car garage + easy access to the Indian River, marina & Sebastian Inlet complete this coastal retreat. Room sizes are approximate.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,679
Sqft
0.46 ac
Lot size
2
Garage
2002
Year built
One
Levels
$416
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,738 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,738/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melbourne Beach actives
$416 vs $650
Days on market
9 vs 15 typical
Where $416/sqft sits among the 6 Melbourne Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Beaches
Get to know Melbourne Beach. See the full Melbourne Beach guide →
South Beaches — neighborhood snapshot
Population
4,535
Median age
60
Median income
$117,740
Median home value
$572,500
Avg household
2
Households w/ children
188
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne Beach market
$972K → $650K
Melbourne Beach median sold, yr/yr
91.8%
Sale-to-list ratio (12 mo)
1 of 6
Melbourne Beach actives have cut their price
Median sold price, Melbourne Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the MELBOURNE BEACH 32951 median. See the full Melbourne Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 113 RIVER OAKS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 113 RIVER OAKS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
113 RIVER OAKS ROAD FAQs
What would the monthly payment be for 113 RIVER OAKS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,738/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 113 RIVER OAKS ROAD?+
The most recent tax bill on record (2025) was $6,532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 113 RIVER OAKS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne Beach?+
At $699,000, this home is listed about 62% below the Melbourne Beach median of $1,837,500. The market section on this page shows how the area is trending.
Which schools are assigned to 113 RIVER OAKS ROAD?+
Gemini Elementary School (elementary), Herbert C. Hoover Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MELBOURNE BEACH 32951 market on paper
$699,000 is 37% below the MELBOURNE BEACH 32951 median of $1,112,000, and at $416/sqft it sits under the Melbourne Beach average of $791.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Gemini Elementary School, Herbert C. Hoover Middle School, Melbourne Senior High School — Gemini Elementary School rates 5 of 5. Always verify assignments with the district.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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