CENTURY 21 Edge
$321,9003 bd2 ba1,463 sqft$220 /sqft≈$2,634 /mo all-in ↓

404 MANITOBA LANE, POINCIANA, FL, 34759

Active1 days on marketListed Nov 6, 2026MLS #O6453750

✦ New constructionSingle Family ResidencePOINCIANA NEIGHBORHOOD 5 VILLAGE 7

About this home

404 MANITOBA LANE

Virtually Staged. ONLY $1,000 DOWN AT SIGNING! BUILDER PAYS THE REMAINING CLOSING COSTS! PLUS, A PROMOTIONAL 4.99% INTEREST RATE FIXED FOR THE FIRST 5 YEARS WITH A 5/1 ARM FOR QUALIFIED BUYERS! BRAND NEW, MOVE IN READY SINGLE FAMILY HOME WITH A FULLY FENCED BACKYARD! Why wait months to build when you can move right into a beautifully upgraded new construction home with incredible builder incentives? Welcome to the Crane floor plan by LGI Homes, offering 3 bedrooms, 2 bathrooms, a spacious two car garage, and a thoughtfully designed layout that combines modern comfort, style, and everyday functionality. Step inside and discover an impressive collection of designer upgrades included at no additional cost through LGI Homes' CompleteHome™ package. The chef ready kitchen features beautiful granite countertops, stylish 36 inch upper wood cabinets with crown molding, energy efficient Whirlpool appliances, and plenty of space for preparing meals and entertaining guests. Additional upgrades include elegant brushed nickel hardware, convenient USB equipped outlets, and quality finishes throughout. The spacious living areas provide a welcoming atmosphere for relaxing or entertaining, while the bedrooms offer comfort and privacy. Enjoy the added convenience of a two car garage with a WiFi enabled garage door opener and professionally landscaped front yard that enhances the home's curb appeal. Step outside to your fully fenced backyard, perfect for outdoor entertaining, pets, or simply enjoying the Florida sunshine with added privacy. With builder paid closing costs, incredible promotional financing, premium upgrades already included, and immediate move in availability, this home delivers exceptional value without the construction delays or additional upgrade expenses. Don't miss your opportunity to own a brand new single family home with a fenced yard and outstanding builder incentives! Schedule your private showing today! Promotional financing and closing cost incentives are subject to buyer qualification, participating lender requirements, and program availability. The advertised 4.99% interest rate applies to the initial five year fixed rate period of a 5/1 adjustable rate mortgage, after which the rate may adjust.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,463

Sqft

0.16 ac

Lot size

2025

Year built

One

Levels

$220

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator
InteriorAttic Fan · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$93/mo
Taxes (2024)$344/yr
PetsYes
CommunityDeed Restrictions · Dog Park · Fitness Center · Park · Playground · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Phone Available · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,634 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,210
FHA mortgage insurance (est.)$142
Property tax — 2024 actual bill$29
HOA fee — from the listing$93
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,267Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,267
Interest rate7.50%
Loan term

Estimated payment

$2,634/mo

Principal & interest$2,210
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$29
HOA / condo fee$93
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $322K
$255KedgeAI estimate $276,922 · range $265K–$285K$335K

vs edgeAI estimate

+16.2%

Days on market

1 vs 35 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Marion Village

Drive times from this address

Walt Disney World≈ 50 min
Universal Orlando≈ 59 min
Orlando Int’l Airport (MCO)≈ 63 min
Downtown Orlando≈ 63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Lake Marion Village — neighborhood snapshot

Population

13,631

Median age

39

Median income

$43,533

Median home value

$256,670

Avg household

3

Households w/ children

1,902

For the school run

Polk County School District

ElementaryLaurel Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketLeans buyer — 7.8 months of inventoryBuyer’s market

$290K → $291K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $321,900 · 1 days on market since
2025Built · POINCIANA NEIGHBORHOOD 5 VILLAGE 7

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 404 MANITOBA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 404 MANITOBA LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

404 MANITOBA LANE FAQs

What would the monthly payment be for 404 MANITOBA LANE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,634/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 404 MANITOBA LANE?+

The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 404 MANITOBA LANE?+

The most recent tax bill on record (2024) was $344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 404 MANITOBA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $321,900, this home is listed about 17% above the Poinciana median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 404 MANITOBA LANE?+

Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$321,900 runs 50% above the POINCIANA 34759 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Poinciana market that averages 35 — if it fits, move quickly.

Listing courtesy of PREFERRED REAL ESTATE BROKERS · Chris Courtney. MLS #O6453750.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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