5708 CONGRESS STREET, NEW PORT RICHEY, FL, 34653
Active3 days on marketListed Nov 4, 2026MLS #O6454042
About this home
5708 CONGRESS STREET
BRAND-NEW WATERFRONT LIVING WITH NO HOA, NO AGE RESTRICTIONS, AND NO LOT RENT! Welcome to this beautiful new 2025 Champion Homes manufactured home offering 3 bedrooms, 2 bathrooms, and 1,248 square feet of modern living space. Situated on its own land with approximately 50 feet of canal frontage and direct access to the Pithlachascotee (Cotee) River, this property offers an exceptional opportunity to enjoy the Florida waterfront lifestyle without the restrictions or ongoing lot fees commonly associated with manufactured home communities. Everything is NEW. Step inside to discover a bright, open floor plan with a spacious living area, modern kitchen, and comfortable bedrooms. Enjoy the peace of mind and convenience of newer construction, systems, and finishes without the renovation projects typically associated with older waterfront properties. A MAJOR HIGHLIGHT IS THE HOME'S ELEVATED CONSTRUCTION! According to a surveyor-certified Elevation Certificate, the finished living floor sits approximately 4.1 FEET ABOVE THE FEMA BASE FLOOD ELEVATION, with the A/C equipment also elevated above that level. Outside, enjoy approximately 50 feet of canal frontage, offering opportunities for kayaking, canoeing, paddleboarding, and exploring the scenic waterways connecting to the Cotee River. Whether you're looking for a full-time residence, seasonal retreat, or investment property, this home offers tremendous versatility. Conveniently located near vibrant Downtown New Port Richey, with its waterfront dining, boutique shops, local breweries, and community events. Enjoy nearby Sims Park, featuring riverfront walking paths, a playground, splash pad, and outdoor entertainment, or explore the natural beauty of James E. Grey Preserve. Shopping, restaurants, and Gulf Coast recreation are all within easy reach. OWN THE LAND, ENJOY THE WATER, AND SKIP THE LOT RENT! With a brand-new home, elevated construction, waterfront access, and no age restrictions, this property offers a unique combination of features that's increasingly difficult to find. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,248
Sqft
0.15 ac
Lot size
1987
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,130 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,130/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.7%
$/sqft vs New Port Richey actives
$200 vs $194
Days on market
3 vs 66 typical
Where $200/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Madison
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
East Madison — neighborhood snapshot
Population
2,871
Median age
53
Median income
$47,467
Median home value
$106,978
Avg household
2
Households w/ children
192
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
218 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5708 CONGRESS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$50,000
6631 ORANGE BLOSSOM TRAIL · same community
2 bd · 2 ba · 1,116 sqft · $45/sqft · 17 DOM
Sold · Mar ’26$100,000
7127 COMMONS BOULEVARD · same community
3 bd · 2 ba · 1,104 sqft · $91/sqft · 18 DOM
Sold · Jan ’26$240,000
12031 VICTORY DRIVE · same community
2 bd · 1 ba · 946 sqft · $254/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5708 CONGRESS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5708 CONGRESS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5708 CONGRESS STREET FAQs
What would the monthly payment be for 5708 CONGRESS STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,130/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5708 CONGRESS STREET?+
The most recent tax bill on record (2025) was $1,721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5708 CONGRESS STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $249,900, this home is listed about 11% below the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5708 CONGRESS STREET?+
Gulf Middle School (middle), Gulf High School (high), James M. Marlowe Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LEERDAM PROPERTIES INC. · Philip Shaw. MLS #O6454042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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