471 SW ROSEMARY DRIVE, LAKE CITY, FL, 32024
Active5 days on marketListed Nov 1, 2026MLS #O6454241
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About this home
471 SW ROSEMARY DRIVE
Virtually Staged. WELCOME TO THE PRESERVE AT LAUREL LAKE — WHERE CRAFTSMAN CHARM MEETS TIMELESS ELEGANCE AND EXCEPTIONAL FLORIDA LIVING! Beautifully designed with nearly 2,875 square feet of living space, this stunning Craftsman-style home showcases impressive architectural details, exceptional entertaining spaces, and an incredible backyard retreat! From the moment you arrive, you’ll appreciate the elevated entrance, beautiful curb appeal, and inviting covered front porch. Step inside to gorgeous engineered hardwood flooring and a thoughtfully designed floor plan. To your right, a versatile formal living room or private office offers flexibility, while the elegant dining room features beautiful judge’s paneling and an impressive coffered ceiling. THE HEART OF THIS HOME IS DESIGNED TO IMPRESS! The spectacular open kitchen showcases granite countertops, custom cabinetry, stainless steel appliances, and a spacious island with stylish pendant lighting. Overlooking the kitchen is an inviting family room featuring a stunning coffered ceiling, cozy fireplace, and beautiful custom built-ins, creating the perfect setting for entertaining or relaxing. YOUR PRIVATE MAIN-LEVEL RETREAT AWAITS! The spacious primary suite features an elegant triple tray ceiling and a spa-inspired bathroom complete with a raised garden soaking tub overlooking the picturesque backyard with no rear neighbors! Additional highlights include granite countertops, double vanities with a dedicated makeup counter, an oversized seamless glass walk-in shower, and a custom walk-in closet. Additional bedrooms offer generous space and versatility. The main-level interior laundry room features custom cabinetry and a utility sink. AND WAIT UNTIL YOU SEE THE UPSTAIRS FLEX SPACE! An attractive staircase featuring engineered hardwood treads and elegant wrought iron pickets leads to the fourth bedroom and third full bathroom. This incredibly versatile space is ideal for a private guest retreat, executive office, game room, theater room, or additional living area! STEP OUTSIDE TO YOUR OWN BACKYARD OASIS! The spacious covered and screened lanai overlooks a beautifully sized backyard enclosed by a six-foot vinyl privacy fence. With no rear neighbors, enjoy peaceful surroundings and exceptional privacy! Gather around the spacious outdoor fire pit, enjoy the charming dollhouse, and take advantage of the oversized storage building for hobbies and equipment. Situated on approximately 0.36 acres, this property offers room to relax, entertain, and enjoy Florida living! IMPORTANT HOME IMPROVEMENTS & MECHANICAL DETAILS! NEW ROOF IN 2025, rain gutters, and six-foot vinyl privacy fencing! Two separate HVAC systems include a 2021 Trane system servicing the main residence and a secondary 2009 AC system for upstairs. Water heater 2011. THE LIFESTYLE DOESN’T STOP AT YOUR FRONT DOOR! Located in the desirable Preserve at Laurel Lake, residents enjoy community amenities including a swimming pool, clubhouse, tennis and basketball courts, scenic nature trails, and fishing ponds. Conveniently located near shopping, dining, schools, and everyday necessities! CRAFTSMAN ARCHITECTURE, BEAUTIFUL CUSTOM DETAILS, A SPA-INSPIRED PRIMARY SUITE, FLEXIBLE UPSTAIRS LIVING, AND A PRIVATE BACKYARD RETREAT! This exceptional property offers the perfect combination of comfort, character, and Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,875
Sqft
0.36 ac
Lot size
2
Garage
2009
Year built
Two
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,271 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,271/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.2%
$/sqft vs PRESERVE/LAUREL LAKE
$209 vs $190
Days on market
5 vs 83 typical
Where $209/sqft sits among the 7 homes for sale in PRESERVE/LAUREL LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32024 — neighborhood snapshot
Population
20,644
Median age
44.2
Median income
$62,066
Median home value
$201,700
Avg household
2.6
Households w/ children
2,304
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$206K → $332K
Lake City median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
4 of 7
PRESERVE/LAUREL LAKE have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the LAKE CITY 32024 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 471 SW ROSEMARY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$400,000
777 SW ROSEMARY DRIVE · same community
4 bd · 3 ba · 2,516 sqft · $159/sqft · 209 DOM
Sold · Aug ’26$416,650
375 SW SILVER PALM DRIVE · same community
4 bd · 3 ba · 2,265 sqft · $184/sqft · 2 DOM
Sold · Oct ’26$427,900
461 SW BELLFLOWER DRIVE · same community
4 bd · 3 ba · 2,265 sqft · $189/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 471 SW ROSEMARY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 471 SW ROSEMARY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
471 SW ROSEMARY DRIVE FAQs
What would the monthly payment be for 471 SW ROSEMARY DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,271/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 471 SW ROSEMARY DRIVE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 471 SW ROSEMARY DRIVE?+
The most recent tax bill on record (2025) was $494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 471 SW ROSEMARY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $599,900, this home is listed about 56% above the Lake City median of $384,025. The market section on this page shows how the area is trending.
Which schools are assigned to 471 SW ROSEMARY DRIVE?+
Columbia City Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,900 runs 46% above the LAKE CITY 32024 median — but at 2,875 sqft it's also 38% larger than the typical Lake City listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Lake City market that averages 83 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Richard Gailey. MLS #O6454241.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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