5662 SETTLINGSTONE LANE, ST CLOUD, FL, 34771
Active6 days on marketListed Nov 1, 2026MLS #O6454323
About this home
5662 SETTLINGSTONE LANE
Welcome to Bridgewalk, a new construction community offering single-family homes. Experience the charm and secluded ambiance of this boating community and relish in the ease of reaching Lake Nona's celebrated shopping, dining, and entertainment. Offering a variety of amenities including sports courts, a private boat launch, and more. Welcome to this stunning two-story new construction “AllGen” home featuring 5 bedrooms, 3.5 bathrooms, and a 3-car tandem garage, thoughtfully designed for flexible living. A standout feature is the private first-floor suite complete with a private entrance to its own separate living area, kitchenette, bedroom, walk-in closet, and full bathroom with a linen closet and walk-in shower with a built-in bench. As you continue through the home, you’ll find a versatile flex room, perfect for a home office, hobby space, or formal sitting area. The layout then opens into a spacious open-concept gathering room, gourmet kitchen, and cafe dining area, creating the perfect setting for both everyday living and entertaining. The chef-inspired kitchen showcases soft-close cabinetry, quartz countertops, and Whirlpool stainless steel appliances, including a built-in cooktop. Seamlessly connected to the cafe dining area, sliding glass doors lead to the covered lanai, extending the living space outdoors and providing an ideal setting for gatherings. The first floor is completed by a convenient powder room, thoughtfully positioned for guests. Upstairs, the luxurious owner’s suite serves as a private retreat, featuring a spacious walk-in closet and a spa-inspired en suite bathroom with dual quartz-topped vanities and a frameless glass-enclosed shower. A versatile loft provides additional living space, perfect for relaxing, working, or gathering with family. Three additional bedrooms and a well-appointed secondary bathroom complete the upper level, offering plenty of space for everyone. Designed with both style and functionality in mind, this home showcases premium finishes throughout. Beautiful wood-look luxury vinyl plank flooring extends across the entire first floor, while plush, stain-resistant Shaw carpeting adds comfort to the upstairs bedrooms and loft. Tile flooring enhances the bathrooms and laundry room. Additional designer touches include chrome hardware and plumbing fixtures, 2-inch faux wood blinds, and elegant 8-foot interior doors. Modern smart-home features include LED downlights, a video doorbell, and a smart thermostat, offering enhanced comfort, efficiency, and piece of mind. With its AllGen suite, spacious open-concept design, and impressive designer upgrades, this home is truly one of a kind. Schedule your tour today!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,598
Sqft
0.14 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,378 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,378/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs St Cloud actives
$198 vs $213
Days on market
6 vs 53 typical
Where $198/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
35,257
Median age
39.5
Median income
$97,415
Median home value
$454,400
Avg household
3.05
Households w/ children
4,899
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$411K → $385K
St Cloud median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
206 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5662 SETTLINGSTONE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$785,390
5693 SETTINGSTONE LANE · same community
5 bd · 3.5 ba · 3,567 sqft · $220/sqft · 0 DOM
Sold · Sep ’26$728,000
5631 FLAME VINE WAY · same community
5 bd · 4.5 ba · 3,810 sqft · $191/sqft · 40 DOM
Sold · Jul ’26$760,000
3128 CORAL BEAN ROAD · same community
4 bd · 3.5 ba · 2,986 sqft · $255/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5662 SETTLINGSTONE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5662 SETTLINGSTONE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5662 SETTLINGSTONE LANE FAQs
What would the monthly payment be for 5662 SETTLINGSTONE LANE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,378/mo — principal and interest, the actual property-tax bill, the $154/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5662 SETTLINGSTONE LANE?+
The association fee works out to $154 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5662 SETTLINGSTONE LANE?+
The most recent tax bill on record (2026) was $3,637. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5662 SETTLINGSTONE LANE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $714,000, this home is listed about 69% above the St Cloud median of $422,990. The market section on this page shows how the area is trending.
Which schools are assigned to 5662 SETTLINGSTONE LANE?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC · Adrienne Escott. MLS #O6454323.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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