632 REINDEER DRIVE, POINCIANA, FL, 34759
Active2 days on marketListed Nov 5, 2026MLS #O6454718
Come see it
Upcoming open house
Sun, Nov 8
1:00 PM – 4:00 PM
About this home
632 REINDEER DRIVE
MOVE-IN READY, AND READY TO CALL HOME! This charming 2-bedroom, 2-bath home at 632 Reindeer Drive in Poinciana features an UPDATED KITCHEN, beautiful laminate flooring in both bedrooms, and a 1-car garage. Step outside to a large, FULLY FENCED BACKYARD with NO REAR NEIGHBORS and backs up to CONSERVATION AREA. This private backyard has plenty of space for outdoor gatherings, gardening, or simply unwinding. The long driveway offers ample space for additional parking. Major updates include a roof replaced in 2021, A/C installed in 2022, and energy-efficient windows installed in 2025. Enjoy added value with a $100 monthly HOA fee that includes cable and internet. Convenient access to shopping, schools, a hospital, and parks makes everyday errands and recreation easy. SELLER IS MOTIVATED and will contribute $5k towards buyer(s) closing costs with an APPROVED OFFER! Thats right, $5000 that can help you buy down your interest rate or contribute towards your closing costs. Come see all this home has to offer—schedule your showing today! *TV Mounts and Staghorn Plant on tree in backyard does not convey. If exact square footage is desired buyer should have home measured independently. Information in the MLS is intended to be accurate but cannot be guaranteed. House May be under video surveillance.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,082
Sqft
0.24 ac
Lot size
1
Garage
1986
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,064 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,064/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.7%
Days on market
2 vs 35 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
44,568
Median age
42.2
Median income
$69,373
Median home value
$300,400
Avg household
2.84
Households w/ children
4,347
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$290K → $291K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 632 REINDEER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 632 REINDEER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
632 REINDEER DRIVE FAQs
What would the monthly payment be for 632 REINDEER DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,064/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 632 REINDEER DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 632 REINDEER DRIVE?+
The most recent tax bill on record (2025) was $2,526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 632 REINDEER DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $218,000, this home is listed about 21% below the Poinciana median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 632 REINDEER DRIVE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Tameka Conley. MLS #O6454718.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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