
1515 NE 32ND LANE, CAPE CORAL, FL, 33909
Active3 days on marketListed Nov 4, 2026MLS #O6454986
About this home
1515 NE 32ND LANE
Great opportunity to own a spacious vacant lot in a desirable area of Cape Coral! This property offers plenty of potential to build your dream home or invest in one of Southwest Florida's growing communities. Enjoy the flexibility of creating a home that fits your lifestyle while taking advantage of the area's convenient access to shopping, dining, schools, parks, and major roadways. Whether you are looking to build or invest, this property is worth considering. Don't miss this opportunity!
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$517 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$517/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Gator Circle
Get to know Cape Coral. See the full Cape Coral guide →
Gator Circle — neighborhood snapshot
Population
5,296
Median age
39
Median income
$68,630
Median home value
$304,234
Avg household
4
Households w/ children
570
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1515 NE 32ND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$279,000
1120 SE 23RD TERRACE · same community
3 bd · 2 ba · 1,116 sqft · $250/sqft · 55 DOM
Sold · Oct ’26$250,000
1149 NW 28TH AVENUE · same community
3 bd · 2 ba · 1,116 sqft · $224/sqft · 20 DOM
Sold · Jun ’26$285,000
2442 EMBERS PARKWAY W · same community
3 bd · 2 ba · 1,225 sqft · $233/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1515 NE 32ND LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1515 NE 32ND LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1515 NE 32ND LANE FAQs
What would the monthly payment be for 1515 NE 32ND LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $517/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1515 NE 32ND LANE?+
The most recent tax bill on record (2025) was $991. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $37,500, this home is listed about 91% below the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1515 NE 32ND LANE?+
Island Coast High School (high), Diplomat Middle School (middle), Diplomat Elementary School (elementary), Dr Carrie D Robinson Littleton Elementary School (elementary), Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Mariner High School (high), Caloosa Middle School (middle), Caloosa Elementary School (elementary), Hancock Creek Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CAPE CORAL 33909 market on paper
$37,500 is 46% below the CAPE CORAL 33909 median of $70,000.
02Fresh on the market
Only 3 days on market in a Cape Coral market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Island Coast High School, Diplomat Middle School, Diplomat Elementary School, Dr Carrie D Robinson Littleton Elementary School, Tropic Isles Elementary School, North Fort Myers High School, Mariner High School, Caloosa Middle School, Caloosa Elementary School, Hancock Creek Elementary School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of IAD REAL ESTATE · Stephanie Harribey. MLS #O6454986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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