12400 BANBURY AVENUE, NEW PORT RICHEY, FL, 34654
Active1 days on marketListed Nov 6, 2026MLS #O6455718
About this home
12400 BANBURY AVENUE
NO WORRY ABOUT FLOOD & EXPENSIVE FLOOD INSURANCES, NO EXPENSIVE HOA(FEE) AND ANNOYING HOA REGULATIONS, BIG LOT OF A QUATER ACRE. a beautiful 3/2/1 with a big, fenced yard, just finished renovation. after seeing so many 2/1, 2/2, 3/1(the 3rd bedroom was converted from garage), you'll really like this real 3/2/1, 3 bedrooms for more family members, 2 bathrooms for family members to avoid lining up for using bathroom, 1 attached car garage for you to put mowing and work tools, value is also in very big fenced front and back yards, bring your trucks, trailers and boats to this very big completely fenced yard, it's a comfortable single family (not mobile) house in a very quiet area of beautiful Moon Lake park area, Moon Lake Park opens 7 days a week from dawn to dusk, boat ramp closes a half hour before the park closes. house is also 15 minutes to everything. like Port Richey Waterfront Park for you to get to Gulf of Mexico, dining and all entertainments, you can rent boat, jet ski, or take the SunCruz to the ocean, all fancy restaurants to dine in with music, Gulfview square mall, super Walmart & neighborhood Walmart, house has good school system and is close to all major routes, built in 1985, thus, no worries about lead, cathedral ceiling, all tiled and no carpet at all for you to take care easily, beautiful fan, light and stainless steel appliances, fans in living and every bedroom, well and ac are just a few years old, ac was served recently, master bedroom is big enough to hold two king size beds or use as bedroom and office at same time, it also has its own bathroom, garage has washer & dryer hook up and water softener(about 2 years old), paint, roof and water heater 1 year.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.24 ac
Lot size
1985
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,169 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.5%
Days on market
1 vs 66 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Moon Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Moon Lake Estates — neighborhood snapshot
Population
4,451
Median age
37
Median income
$43,791
Median home value
$31,361
Avg household
3
Households w/ children
385
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$284K → $280K
New Port Richey median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 12400 BANBURY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12400 BANBURY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12400 BANBURY AVENUE FAQs
What would the monthly payment be for 12400 BANBURY AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,169/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12400 BANBURY AVENUE?+
The most recent tax bill on record (2025) was $2,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $249,900, this home is listed about 11% below the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12400 BANBURY AVENUE?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CAPITAL HOMES INC · Yun Cui. MLS #O6455718.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Port Richey homes, in your inbox
Like 12400 BANBURY AVENUE but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →