1873 NW 85TH LOOP, OCALA, FL, 34475
Active147 days on marketListed Feb 24, 2026MLS #OM719476
About this home
1873 NW 85TH LOOP
Enjoy a beautiful custom home without the wait! Unparalleled craftsmanship and exceptional amenities, meticulously crafted by J&J Design Builders, Inc. This welcoming four-bedroom, four-bath residence features a thoughtful floor plan with all bedrooms and baths located on the main level, and a media room or multi-purpose room upstairs. At the heart of the home is a modern gourmet kitchen designed for the ultimate chef, boasting three ovens, a 48-inch range, two garbage disposals, and three sinks, all accented by exotic granite, a large entertaining island, and a stunning mother-of-pearl backsplash. Architectural excellence is found in every corner, from the 10-foot ceilings and solid doors to the intricate crown molding, tray ceilings, and custom trim work. The living experience extends seamlessly outdoors, where you will find the home's newest luxury addition: a brand-new custom-designed pool that serves as a private oasis for relaxation while enjoying the amenities of your personal outdoor kitchen. Whether you are cuddling up by one of several cozy fireplaces or drifting off to the subtle sounds of nature, this home offers a lifestyle of quiet sophistication. For the equestrian enthusiast, this stunning retreat is located just 20 minutes from the world-renowned World Equestrian Center.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,696
Sqft
0.87 ac
Lot size
2
Garage
2018
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,104 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,104/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs IRISH ACRES
$255 vs $228
Days on market
147 vs 43 typical
Where $255/sqft sits among the 13 homes for sale in IRISH ACRES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 13
IRISH ACRES have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 328% above the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1873 NW 85TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$514,625
1898 NW 85TH LOOP · same community
3 bd · 3 ba · 3,424 sqft · $150/sqft · 0 DOM
Sold · Sep ’25$610,000
1929 NW 85TH LOOP · same community
3 bd · 3 ba · 2,667 sqft · $229/sqft · 67 DOM
Sold · Jul ’26$575,000
1955 NW 79TH LOOP · same community
3 bd · 3 ba · 2,667 sqft · $216/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 1873 NW 85TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1873 NW 85TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1873 NW 85TH LOOP FAQs
What would the monthly payment be for 1873 NW 85TH LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,104/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1873 NW 85TH LOOP?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1873 NW 85TH LOOP?+
The most recent tax bill on record (2025) was $11,488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1873 NW 85TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,199,000, this home is listed about 301% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1873 NW 85TH LOOP?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,199,000 runs 328% above the OCALA 34475 median — but at 4,696 sqft it's also nearly 3 times the size of the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
147 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,297,500, now $1,199,000 — a $99K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Scott Coldwell. MLS #OM719476.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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