
1971 NW 86TH PLACE, OCALA, FL, 34475
Active55 days on marketListed Aug 18, 2026MLS #OM730606
About this home
1971 NW 86TH PLACE
Welcome to Irish Acres, a beautiful, gated community in NW Ocala, where this thoughtfully designed 3-bedroom, 3-bath home sits on a combined 1.84 acres, which includes an adjoining .79-acre lot that has been beautifully maintained. With 2,600 square feet of living space, 5,342 total square feet, and an oversized 4-car garage, this property offers plenty of room both inside and out. From the moment you arrive, the landscaped grounds and welcoming front porch set the tone. With a ceiling fan and room for seating, the porch is the perfect place to enjoy the quiet surroundings. Step inside and the home immediately opens to an expansive living, dining, and kitchen area filled with natural light. Wood-look tile flows throughout, while a tray ceiling adds character to the living room. Triple sliding glass doors showcase the backyard and open the home to the impressive outdoor living space. The farmhouse-inspired kitchen features white cabinetry, abundant counter and storage space, black appliances, and a large gathering area that keeps the kitchen connected to the rest of the home. The split floor plan provides privacy, with the primary suite tucked away on one side. The spacious bedroom leads to a beautifully designed bath featuring dual vanities and a unique glass-enclosed wet area incorporating both the soaking tub and shower. The oversized primary closet is truly a showpiece with extensive built-ins and plenty of room for organization. A large laundry room and separate storage room, which could also serve as an oversized pantry, are conveniently located nearby. On the opposite side of the home, a private office with sliding barn doors provides the perfect work-from-home space. Two additional bedrooms each have convenient access to a full bathroom, including one bedroom with its own ensuite bath and direct access to the back porch—ideal for guests. Outdoor living is one of the highlights of this property. Approximately 1,000 square feet of covered patio creates an incredible extension of the home with plenty of space for dining, entertaining, or simply relaxing at the end of the day. The backyard is fenced with a combination of wood and no-climb fencing and backs to community common grounds, providing additional privacy with no backyard neighbors. The adjoining .79-acre lot adds even more open space and possibilities while enhancing the peaceful setting. Enjoy the privacy and space of Irish Acres without giving up convenience. The property is approximately 5 minutes to I-75, less than 10 minutes to shopping and restaurants, about 20 minutes to the World Equestrian Center, and approximately 30 minutes to Gainesville.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,601
Sqft
1.84 ac
Lot size
4
Garage
2021
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,542 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,542/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+99.3%
$/sqft vs IRISH ACRES
$384 vs $228
Days on market
55 vs 73 typical
Where $384/sqft sits among the 13 homes for sale in IRISH ACRES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
10 of 13
IRISH ACRES have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 233% above the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1971 NW 86TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$575,000
8314 NW 17TH CIRCLE · same community
3 bd · 3 ba · 2,606 sqft · $221/sqft · 179 DOM
Sold · May ’26$575,000
2050 NW 79TH LOOP · same community
3 bd · 3 ba · 2,606 sqft · $221/sqft · 53 DOM
Sold · Sep ’26$603,000
8715 NW 18TH CIRCLE · same community
3 bd · 2 ba · 2,653 sqft · $227/sqft · 344 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1971 NW 86TH PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1971 NW 86TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1971 NW 86TH PLACE FAQs
What would the monthly payment be for 1971 NW 86TH PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,542/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1971 NW 86TH PLACE?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1971 NW 86TH PLACE?+
The most recent tax bill on record (2025) was $6,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1971 NW 86TH PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $999,000, this home is listed about 234% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1971 NW 86TH PLACE?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMES TO RANCHES REALTY INC · Amy Lord. MLS #OM730606.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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