16980 SE 96TH CHAPELWOOD CIRCLE, THE VILLAGES, FL, 32162
Active126 days on marketListed Apr 13, 2026MLS #OM722622
About this home
16980 SE 96TH CHAPELWOOD CIRCLE
Bring all offers!! This property is centrally located to everything in The Villages. Bring all offers for this TURN-KEY home just waiting for you. Welcome to easy living in the heart of The Villages—where every day feels like a vacation and your next adventure is just a golf cart ride away. This charming 2-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and value. Whether you’re looking to downsize, invest, or finally live that lifestyle everyone talks about, this home checks the boxes. Step inside to find a bright, open layout designed for both relaxing mornings and entertaining evenings. The spacious living area flows seamlessly into the dining space and kitchen, creating a warm and welcoming feel from the moment you walk in. he primary suite offers privacy and comfort, while the second bedroom is perfect for guests, hobbies, or a home office. Outside, enjoy your morning coffee or evening cocktail in your own peaceful space—because here, life moves at your pace. Why this home stands out: Located in one of the most sought-after 55+ communities in the country Access to golf, pools, recreation centers, dining, and endless social activities Low-maintenance lifestyle so you can spend more time living Let’s be honest—homes in The Villages at this price don’t sit around waiting. If you’ve been “thinking about it,” this is your sign to stop thinking and start moving. Take a look at all of these updates. Move in Ready and TURNKEY. New Roof -2020 Painted in Dec 2021 New Video Doorbell – Arlo 2022 New Dishwasher – Dec 2021 New Fans / Light in all rooms and Lanai – Dec 2021 Updated Wood blinds Feb 2022 Garage Screens – 2022 Added keypad for Garage - 2022 Pull Down Stairs in Garage – 2022 Additional outlet in Garage – July 2022 Updated lighting in bathrooms – Aug 2023 Upgraded washer / dryer 2023 Upgraded Sprinkler System (Rachio) - 2023 New lock and keypad front door - 2024 New Garbage Disposal – Dec 2025. New Refrigerator – Dec 2025 New Hot Water Tank – Dec 2025 New HVAC – Dec 2025 Updated lighting in Dining
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,148
Sqft
0.15 ac
Lot size
1
Garage
2002
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,711 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,711/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.6%
$/sqft vs The Villages actives
$274 vs $253
Days on market
126 vs 52 typical
Where $274/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
218 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 16980 SE 96TH CHAPELWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$282,000
16919 SE 96TH CHAPELWOOD CIRCLE · same community
2 bd · 2 ba · 1,125 sqft · $251/sqft · 16 DOM
Sold · Sep ’25$242,500
9653 SE 171ST ARGYLL STREET · same community
3 bd · 2 ba · 1,392 sqft · $174/sqft · 45 DOM
Sold · Aug ’26$300,000
9515 SE 171ST ARGYLL STREET · same community
3 bd · 2 ba · 1,392 sqft · $216/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16980 SE 96TH CHAPELWOOD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16980 SE 96TH CHAPELWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16980 SE 96TH CHAPELWOOD CIRCLE FAQs
What would the monthly payment be for 16980 SE 96TH CHAPELWOOD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,711/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16980 SE 96TH CHAPELWOOD CIRCLE?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16980 SE 96TH CHAPELWOOD CIRCLE?+
The most recent tax bill on record (2025) was $4,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16980 SE 96TH CHAPELWOOD CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $315,000, this home is listed about 17% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16980 SE 96TH CHAPELWOOD CIRCLE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32162 market on paper
$315,000 is 10% below the THE VILLAGES 32162 median of $349,900.
02Time on market is leverage
126 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $320,000, now $315,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLSTARS REALTY · Christie Casey. MLS #OM722622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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