3561 COCHRAN STREET, THE VILLAGES, FL, 32163
Active70 days on marketListed Jun 6, 2026MLS #OM726154
About this home
3561 COCHRAN STREET
Move right into this beautifully maintained, FULLY FURNISHED home in the sought-after VILLAGE OF SWALLOWTAIL! Built in 2021, this bright, OPEN-CONCEPT home offers effortless living with modern finishes, a SPACIOUS PRIMARY SUITE, and comfortable guest accommodations. Relax on the SCREENED-IN FRONT PORCH, and enjoy the convenience of an attached ATTACHED GARAGE WITH ROOM FOR YOUR GOLF CART, the perfect way to experience The Villages lifestyle. Ideally located just minutes from championship golf, recreation centers, pools, pickleball, tennis, shopping, dining, and nightly live entertainment, this low-maintenance home lets you spend less time on upkeep and more time enjoying the unmatched lifestyle The Villages is known for. Whether you're looking for a seasonal getaway, investment opportunity, or full-time residence, this move-in-ready home offers the perfect blend of comfort, and convenience. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,148
Sqft
0.09 ac
Lot size
1
Garage
2021
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs The Villages actives
$278 vs $255
Days on market
70 vs 49 typical
Where $278/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32163 — neighborhood snapshot
Population
30,886
Median age
70.1
Median income
$94,565
Median home value
$472,600
Avg household
1.85
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
219 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 3561 COCHRAN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$310,000
5641 SWALLOWTAIL TERRACE · same community
3 bd · 2 ba · 1,440 sqft · $215/sqft · 30 DOM
Sold · Oct ’25$260,000
5817 VALENTE COURT
2 bd · 2 ba · 1,148 sqft · $226/sqft · 117 DOM
Sold · Mar ’26$295,000
5694 MOON FLOWER PLACE
2 bd · 2 ba · 1,148 sqft · $257/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3561 COCHRAN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3561 COCHRAN STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3561 COCHRAN STREET FAQs
What would the monthly payment be for 3561 COCHRAN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,851/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3561 COCHRAN STREET?+
The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3561 COCHRAN STREET?+
The most recent tax bill on record (2025) was $3,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3561 COCHRAN STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $319,000, this home is listed about 16% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3561 COCHRAN STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Stephanie Abbott. MLS #OM726154.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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