CENTURY 21 Edge
$775,000$799,0005 bd4 ba3,954 sqft$196 /sqft≈$6,222 /mo all-in ↓

9137 CREEDMOOR LANE, NEW PORT RICHEY, FL, 34654

Active133 days on marketListed Jun 27, 2026MLS #OM727518

✦ Reduced $24KPrivate poolSingle Family ResidenceWATERS EDGE 01

About this home

9137 CREEDMOOR LANE

Resort luxury meets total peace of mind in gated Waters Edge. Beautiful home in the highly sought-after Waters Edge community! This spacious home offers 5 bedrooms, an additional dedicated study, 3 full bathrooms, and 2 half baths (including a convenient outdoor pool bath), plus an interior laundry room with a utility sink. Brand-new 2026 roof, and dual HVACs (2024 & 2025). The fifth bedroom is generously sized and could easily serve as an oversized game room, media room, or flex space to fit your lifestyle. The first floor features a spacious primary suite with a sitting area, formal living and dining rooms, and an open-concept kitchen overlooking the family room. Step outside to your private backyard oasis with no rear neighbors and a beautiful heated swimming pool, making it easy to enjoy Florida living year-round. Whether you're cooling off on a summer afternoon or relaxing with an evening swim, this backyard is perfect for entertaining family and friends. Upstairs, you'll find the oversized fifth bedroom/game room along with the remaining secondary bedrooms, including two connected by a Jack-and-Jill bathroom with dual vanities. Pride of ownership shines throughout this truly move-in-ready home. Recent updates include upgraded LED lighting, beautiful hardwood, tile, and carpet flooring, new tile in the primary bathroom, custom his-and-hers closets, plantation shutters, upgraded baseboards, GE refrigerator and dishwasher, updated laundry cabinetry and sink, and built-in double ovens. Outside, enjoy lush landscaping, a full irrigation system, and a fenced side yard that's perfect for pets. The chlorine pool has been professionally maintained by the same company for years, giving buyers added peace of mind. Storage won't be an issue with the abundance of closets throughout the home. Located just a short walk from the community amenities, you'll enjoy easy access to the clubhouse, pool, playground, and more. Waters Edge is a gated, security-patrolled community, and this home includes exclusive boat ramp access reserved for lakefront property owners. Conveniently located just minutes from grocery stores, restaurants, and shopping, you're also a short drive from the charm of historic Downtown New Port Richey. Enjoy award-winning restaurants, local boutiques, breweries, the historic Hacienda Hotel, Richey Suncoast Theatre, and the New Port Richey Museum. Outdoor enthusiasts will love exploring the nearby Pithlachascotee River with its boat docks, kayak launches, dolphins, manatees, and native Florida wildlife. The 80-acre James E. Grey Preserve, Sims Park, and the Cotee River are all nearby, while the famous Tarpon Springs Sponge Docks and Tampa International Airport are within easy reach. From world-class Gulf beaches and championship golf to boating, fishing, museums, entertainment, and year-round sunshine, you'll have everything that makes Tampa Bay one of Florida's most desirable places to call home. This exceptional home truly checks every box and is ready for its next owner!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,954

Sqft

0.35 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$196

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorLighting · Private Mailbox · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$165/mo
Taxes (2025)$8,756/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Private Boat Ramp · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,222 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$4,877
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$730
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate7.50%
Loan term

Estimated payment

$6,222/mo

Principal & interest$4,877
PMI (est., until 20% equity)$291
Property taxes (actual bill)$730
HOA / condo fee$165
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $775K
$651KedgeAI estimate $710,324 · range $678K–$732K$806K

vs edgeAI estimate

+9.1%

$/sqft vs New Port Richey actives

$196 vs $194

Days on market

133 vs 66 typical

Where $196/sqft sits among the 400 New Port Richey actives

67
120
125 · this home
39
17
32
$93–142$142–190$190–239$239–287$287–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waters Edge

Drive times from this address

Tampa Int’l Airport (TPA)≈ 46 min
Downtown Tampa≈ 49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Waters Edge — neighborhood snapshot

Population

2,491

Median age

42

Median income

$97,864

Median home value

$378,850

Avg household

3

Households w/ children

412

For the school run

Pasco County School District

MiddleRiver Ridge Middle School★★★★★
ElementaryCypress Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$284K → $280K

New Port Richey median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

228 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 244% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $775,000 ▼ $24K
Jun 27, 2026Listed at $799,000 · 133 days on market since
2006Built · WATERS EDGE 01

Reality check

What actually sold near 9137 CREEDMOOR LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9129 CREEDMOOR LANESold · Mar ’26

$787,500

9129 CREEDMOOR LANE · same community

5 bd · 3.5 ba · 3,961 sqft · $199/sqft · 13 DOM

11719 BELLE HAVEN DRIVESold · May ’26

$500,000

11719 BELLE HAVEN DRIVE · same community

4 bd · 3 ba · 2,290 sqft · $218/sqft · 4 DOM

11336 OYSTER BAY CIRCLESold · Nov ’25

$850,000

11336 OYSTER BAY CIRCLE

5 bd · 4 ba · 3,950 sqft · $215/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9137 CREEDMOOR LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9137 CREEDMOOR LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9137 CREEDMOOR LANE FAQs

What would the monthly payment be for 9137 CREEDMOOR LANE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,222/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9137 CREEDMOOR LANE?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9137 CREEDMOOR LANE?+

The most recent tax bill on record (2025) was $8,756. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9137 CREEDMOOR LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $775,000, this home is listed about 177% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9137 CREEDMOOR LANE?+

River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$775,000 runs 244% above the NEW PORT RICHEY 34654 median — but at 3,954 sqft it's also nearly 3 times the size of the typical New Port Richey listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

133 days on market against a New Port Richey median of 66 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $799,000, now $775,000 — a $24K cut. The full history is in the market section below.

Listing courtesy of HOMERUN REALTY · Madison Allen. MLS #OM727518.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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