706 MORAY DRIVE, INVERNESS, FL, 34453
Active1 days on marketListed Aug 11, 2026MLS #OM730153
About this home
706 MORAY DRIVE
Welcome to this spacious 4-bedroom, 2½-bath two-story villa located in the highly desirable Windermere community in Inverness, Florida. Offering approximately 2,316 total square feet, this home provides plenty of room for comfortable living, entertaining, and relaxing. The thoughtfully designed floor plan features two bedrooms and a full bathroom upstairs, while the primary suite and an additional bedroom are conveniently located on the first floor, providing flexibility for guests, family, or a home office. The home boasts a huge living area with soaring ceilings, creating an open and impressive atmosphere. The eat-in kitchen offers a comfortable dining area along with a breakfast bar, making it a great gathering space for everyday meals or entertaining. Step outside to the enclosed back porch, an ideal spot to enjoy your morning coffee or unwind at the end of the day. A small concrete patio provides additional outdoor space. Located in a beautiful, established neighborhood with a community clubhouse and pool, Windermere offers a wonderful lifestyle with plenty of activities and amenities nearby. There is a private gazebo/boat dock where residents can fish from or even put a kayak in on the lakes. There’s also a first come first serve storage area for boats, etc..Enjoy being within walking distance of the Inverness Chain of Lakes and the Withlacoochee State Trail, perfect for enjoying the outdoors, walking, biking, and taking in the natural beauty of the area. Just one mile from downtown Inverness, you'll have convenient access to the charming Inverness Depot which has farmers markets, events, and live music. Also, plenty of restaurants, shopping, hospital, schools, and numerous other amenities. Whether you're looking for a full-time residence, seasonal home, or investment opportunity, this villa offers an excellent combination of space, location, and community. Come see all that this wonderful Windermere home and Inverness lifestyle have to offer!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,921
Sqft
0.08 ac
Lot size
1
Garage
1990
Year built
Two
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,118 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,118/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$128 vs $180
Days on market
1 vs 45 typical
Where $128/sqft sits among the 188 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
94 of 188
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 482% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 706 MORAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$214,000
709 MORAY DRIVE · same community
4 bd · 2 ba · 1,896 sqft · $113/sqft · 45 DOM
Sold · Jan ’26$200,000
802 WINDERMERE BOULEVARD · same community
2 bd · 2 ba · 1,284 sqft · $156/sqft · 102 DOM
Sold · Jun ’26$210,000
811 LANARK DRIVE · same community
2 bd · 2 ba · 1,197 sqft · $175/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 706 MORAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 706 MORAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
706 MORAY DRIVE FAQs
What would the monthly payment be for 706 MORAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,118/mo — principal and interest, the actual property-tax bill, the $291/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 706 MORAY DRIVE?+
The association fee works out to $291 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 706 MORAY DRIVE?+
The most recent tax bill on record (2025) was $1,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 706 MORAY DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $245,900, this home is listed about 5% below the Inverness median of $258,625. The market section on this page shows how the area is trending.
Which schools are assigned to 706 MORAY DRIVE?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NGR-INVERNESS · Desiree Griner. MLS #OM730153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Inverness homes, in your inbox
Like 706 MORAY DRIVE but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask German to ping you on any price or status change →