CENTURY 21 Edge
$315,000$375,0003 bd1.5 ba1,600 sqft$197 /sqft≈$2,263 /mo all-in ↓

14141 W BOARDWALK LANE, CRYSTAL RIVER, FL, 34429

Active45 days on marketListed Aug 28, 2026MLS #OM731221

✦ Reduced $60KSingle Family ResidenceST MARTINS RETREATS UNREC

About this home

14141 W BOARDWALK LANE

Virtually Staged. Discover the rare opportunity to own combined lots offering exceptional privacy, expansive open views, and winding shallow waterways right outside your door. This charming stilt home situated at dead end road, surrounded by natural beauty and tranquility that make this property truly special. Relax on the covered back deck and slow down & enjoy. You will feel you are a million miles away without having to travel a million miles. This private oasis is located in Ozello. There’s a certain magic to life in Ozello, Florida—a peaceful, waterfront community where winding waterways, open marshes, abundant wildlife, and spectacular sunsets create a lifestyle that feels a world away from the hustle and bustle. Connected by a scenic series of bridges and winding roads, Ozello is a place where nature is part of everyday life. Spend your mornings on the water, watch the birds and wildlife from your porch, enjoy a day of fishing or kayaking, and end the evening with a breathtaking Florida sunset. Ozello is known for its quiet, laid-back atmosphere and natural beauty, with waterways that wind through the coastal landscape and provide endless opportunities to explore by boat, kayak, or paddleboard. It’s a place where neighbors tend to know one another, life moves a little slower, and privacy and tranquility come naturally. And while Ozello feels wonderfully secluded, you're still within reach of the conveniences of Crystal River, Homosassa, and the Nature Coast. If you're looking for a Florida lifestyle centered around water, wildlife, privacy, outdoor adventure, and peaceful coastal living, Ozello is more than a place to live—it's a way of life. Come discover Ozello… where the road ends and the adventure begins!

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,600

Sqft

1.21 ac

Lot size

1987

Year built

One

Levels

$197

Per sqft

Water viewPartiallyPets allowed

Inside

FlooringTile · Hardwood
AppliancesRange · Range Hood · Refrigerator
InteriorCrown Molding · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationPillar/Post/Pier
ViewWater
FacesWest
ExteriorFire Pit · Storage

Community & fees

Taxes (2025)$1,316/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,263 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$110
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,263/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$110
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$302KedgeAI estimate $531,754 · range $479K–$585K$608K

vs edgeAI estimate

−40.8%

$/sqft vs Crystal River actives

$197 vs $217

Days on market

45 vs 70 typical

Where $197/sqft sits among the 224 Crystal River actives

62
56 · this home
37
27
16
26
$83–154$154–224$224–295$295–366$366–437$437+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal River

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34429 — neighborhood snapshot

Population

9,494

Median age

63.7

Median income

$57,716

Median home value

$220,300

Avg household

2.14

Households w/ children

490

For the school run

Citrus County School District

ElementaryCrystal River Primary School★★★★★
MiddleCrystal River Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer — 8.6 months of inventoryBuyer’s market

$315K → $275K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

86 of 224

Crystal River actives have cut their price

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →

Paper trail

This home's history

CurrentPrice reduced to $315,000 ▼ $60K
Aug 28, 2026Listed at $375,000 · 45 days on market since
1987Built · ST MARTINS RETREATS UNREC

Reality check

What actually sold near 14141 W BOARDWALK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14271 W SAINT MARTINS ROADSold · Dec ’25

$300,000

14271 W SAINT MARTINS ROAD · same community

3 bd · 1 ba · 864 sqft · $347/sqft · 4 DOM

2247 S WATERMAN DRIVESold · Jan ’26

$610,000

2247 S WATERMAN DRIVE

3 bd · 2 ba · 1,468 sqft · $416/sqft · 554 DOM

1267 S Ozello TRAILSold · Jul ’26

$694,000

1267 S Ozello TRAIL

4 bd · 3.5 ba · 1,904 sqft · $364/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 14141 W BOARDWALK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14141 W BOARDWALK LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14141 W BOARDWALK LANE FAQs

What would the monthly payment be for 14141 W BOARDWALK LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,263/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14141 W BOARDWALK LANE?+

The most recent tax bill on record (2025) was $1,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14141 W BOARDWALK LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Crystal River?+

At $315,000, this home is listed about 3% below the Crystal River median of $323,950. The market section on this page shows how the area is trending.

Which schools are assigned to 14141 W BOARDWALK LANE?+

Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$315,000 runs 29% above the CRYSTAL RIVER 34429 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $375,000, now $315,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of TOP PERFORMANCE REAL EST. CONS · Debbie Rector. MLS #OM731221.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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