189 N OAKWOOD TERRACE, INVERNESS, FL, 34453
Active45 days on marketListed Sep 1, 2026MLS #OM731435
About this home
189 N OAKWOOD TERRACE
Discover the possibilities with this vacant residential lot located at 189 N Oakwood Terrace, Inverness, FL 34453. Whether you're ready to build your dream home now or looking to invest in land for the future, this property offers a great opportunity to own a piece of Florida. Situated in the Inverness area, the property provides convenient access to shopping, dining, medical facilities, schools, and the many outdoor recreational opportunities Citrus County has to offer. Enjoy nearby lakes, boating, fishing, biking trails, parks, and the relaxed lifestyle that makes this area so appealing. Bring your plans and explore the potential of this property! Buyers are encouraged to verify zoning, building requirements, utilities, flood zone, and any deed restrictions with the appropriate county agencies.
Facts & features
The home at a glance
0.51 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$347 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$347/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $252K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 189 N OAKWOOD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$150,000
123 N TWIN LAKE DRIVE · same community
2 bd · 1 ba · 864 sqft · $174/sqft · 93 DOM
Sold · May ’26$176,660
5665 E SHADY ACRES DRIVE · same community
2 bd · 2 ba · 1,822 sqft · $97/sqft · 52 DOM
Sold · Feb ’26$175,000
5175 E Tangelo LANE
2 bd · 1 ba · 848 sqft · $206/sqft · 197 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 189 N OAKWOOD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 189 N OAKWOOD TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
189 N OAKWOOD TERRACE FAQs
What would the monthly payment be for 189 N OAKWOOD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $347/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 189 N OAKWOOD TERRACE?+
The most recent tax bill on record (2025) was $192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $27,000, this home is listed about 90% below the Inverness median of $278,000. The market section on this page shows how the area is trending.
Which schools are assigned to 189 N OAKWOOD TERRACE?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HS FLORIDA · Marlene Williamson. MLS #OM731435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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