14104 253RD AVENUE ROAD NE UNIT 398, FORT MC COY, FL, 32134
Active38 days on marketListed Sep 2, 2026MLS #OM731588
About this home
14104 253RD AVENUE ROAD NE UNIT 398
YOUR SALT SPRINGS GETAWAY AWAITS! Welcome to easy Florida living at Salt Springs Resort! This well-maintained 2005 Chariot Park Model 1 bedroom & 1.5 bath and huge walk in closet is ready for you to enjoy as a weekend retreat, seasonal escape, or full-time residence. Major improvements include a NEW METAL ROOF in 2021 and a 2021 Bryant 2.5-ton central A/C system. Step outside onto the spacious 12' x 32' porch—the perfect place for morning coffee, relaxing afternoons, and enjoying the beautiful Florida outdoors. LOVE THE WATER? Salt Springs Resort offers its own boat launch into Little Lake Kerr with access to Big Lake Kerr, giving you plenty of opportunities for boating, fishing, kayaking, and days on the water. And the fun doesn't stop there! Enjoy 2 huge swimming pools, pickleball, basketball, horseshoes, and more. With the Ocala National Forest nearby, you'll also have miles of trails and outdoor adventures practically in your backyard. Looking for a day trip? Daytona Beach is approximately 45 minutes away, with Ocala about 40 minutes away and Palatka just 23 miles away. Whether you're looking for a place to escape for the weekends, settle into the Florida lifestyle, or explore income-producing possibilities where permitted, this Salt Springs property is one you don't want to miss! COME FOR THE WEEKEND. STAY FOR THE LIFESTYLE.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
510
Sqft
0.2 ac
Lot size
2005
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,438 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,438/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs SUPPLEMENTAL ADD ADD
$275 vs $264
Days on market
38 vs 56 typical
Where $275/sqft sits among the 7 homes for sale in SUPPLEMENTAL ADD ADD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
1 of 7
SUPPLEMENTAL ADD ADD have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 155% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 14104 253RD AVENUE ROAD NE UNIT 398
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$120,000
25247 NE 141ST LANE UNIT 248 · same community
1 bd · 1 ba · 516 sqft · $233/sqft · 127 DOM
Sold · Oct ’26$145,000
25235 NE 143RD PLACE UNIT 145 · same community
1 bd · 1 ba · 516 sqft · $281/sqft · 176 DOM
Sold · Jul ’26$123,500
25203 NE 141ST LANE UNIT 254 · same community
1 bd · 1 ba · 518 sqft · $238/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 14104 253RD AVENUE ROAD NE UNIT 398 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14104 253RD AVENUE ROAD NE UNIT 398 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14104 253RD AVENUE ROAD NE UNIT 398 FAQs
What would the monthly payment be for 14104 253RD AVENUE ROAD NE UNIT 398?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,438/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14104 253RD AVENUE ROAD NE UNIT 398?+
The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14104 253RD AVENUE ROAD NE UNIT 398?+
The most recent tax bill on record (2025) was $1,879. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14104 253RD AVENUE ROAD NE UNIT 398?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Mc Coy?+
At $140,000, this home is listed about 12% below the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of ROUNTREE REALTY CORP. · Jamie Devine. MLS #OM731588.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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