25312 140TH PLACE NE, FORT MC COY, FL, 32134
Active15 days on marketListed Sep 25, 2026MLS #TB8552172
About this home
25312 140TH PLACE NE
Charming 1-bedroom cottage in beautiful Salt Springs Resort on Lake Kerr. Welcome to bliss in sunny Florida’s Salt Spring Resort! Enjoy a beautiful well lit home with a short walk to the lake. Perhaps fishing off the dock at sunrise is your thing and swimming in the large outdoor pool overlooking the lake? Launch your kayak, use the gaming room, or check out a variety of social activities. The home has large windows, tall ceilings, 2x6 walls, a metal roof, a tiled walk-in shower, plank flooring, a good sized deck with gazebo lean-to, separate storage unit in back, two parking spots, and 6 month old combined central hvac system. The appliances included in the sale are a stainless 36” refrigerator, stove, microwave, and stack washer/dryer. This home is in the middle of the well managed Ocala Forest. Bring your boat, jet skis, ATVs, and Side-by-Sides! There are over 100 miles of trails to run around or hike on. You’ll find tranquility here, with friendly neighbors, and you’re only half an hour to lots of shopping. Daytona Beach is 45 minutes away, the famous World Equestrian Center is 60 minutes, with a lot of interesting events, and it’s about 90 minutes to Orlando for all the theme parks. The home can continue to be used as a short term rental, a wonderful retirement home, or a great location for remote workers who want an experience, and not just a home.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
407
Sqft
0.07 ac
Lot size
2019
Year built
One
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,308 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,308/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SUPPLEMENTAL ADD ADD
$305 vs $264
Days on market
15 vs 56 typical
Where $305/sqft sits among the 7 homes for sale in SUPPLEMENTAL ADD ADD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
1 of 7
SUPPLEMENTAL ADD ADD have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 25312 140TH PLACE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$125,000
25246 NE 143RD STREET UNIT 181 · same community
1 bd · 1 ba · 412 sqft · $303/sqft · 80 DOM
Sold · Aug ’26$120,000
25247 NE 141ST LANE UNIT 248 · same community
1 bd · 1 ba · 516 sqft · $233/sqft · 127 DOM
Sold · Oct ’26$145,000
25235 NE 143RD PLACE UNIT 145 · same community
1 bd · 1 ba · 516 sqft · $281/sqft · 176 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25312 140TH PLACE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25312 140TH PLACE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25312 140TH PLACE NE FAQs
What would the monthly payment be for 25312 140TH PLACE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,308/mo — principal and interest, the actual property-tax bill, the $247/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25312 140TH PLACE NE?+
The association fee works out to $247 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25312 140TH PLACE NE?+
The most recent tax bill on record (2025) was $1,396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25312 140TH PLACE NE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Mc Coy?+
At $124,000, this home is listed about 22% below the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8552172.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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