11395 SW 139TH STREET, DUNNELLON, FL, 34432
Active35 days on marketListed Sep 11, 2026MLS #OM731698
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About this home
11395 SW 139TH STREET
Welcome to your ideal lifestyle at Del Webb Spruce Creek Preserve, a peaceful and welcoming 55+ community surrounded by 3,800 acres of beautiful Florida forest. This charming Holly model home offers a perfect combination of comfort, convenience, and natural beauty with golf courses close by and a true resident-run HOA. The home has been meticulously maintained with a 2021 roof, a regularly serviced 2016 HVAC system, a 2019 water heater, 2018 appliances, and fresh exterior paint from 2021. Inside, you’ll find three bedrooms and two full baths thoughtfully arranged in a split-bedroom layout for privacy. A bright and finished Florida room provides additional space for relaxing or entertaining guests. The great room welcomes you with vaulted ceilings and elegant laminate flooring throughout, ensuring no carpet or thresholds to worry about. The kitchen is light and bright, featuring white cabinetry, modern appliances, and ample counter space perfect for cooking and socializing. The spacious primary suite feels like a private retreat, complete with a large walk-in closet and a luxurious en suite bath featuring custom tile and a glassed shower, and double sink granite top vanity. Outside, the fenced yard is perfect for pets or gardening, enhanced by custom concrete landscape curbing and privacy screens on the garage doors. Beyond your home, the community offers a rich lifestyle centered on relaxation and activity, with amenities such as a pool, hot tub, tennis and pickleball courts, shuffleboard, a fitness center, billiards, a library, and a variety of social and educational classes. The $209 monthly HOA fee includes high-speed Spectrum fiber optics internet, trash pickup, and the support of a dedicated community manager and staff. For nature lovers, kayaking, hiking, and biking trails are just minutes away, while shopping, medical facilities, and entertainment options, including the World Equestrian Center and Orlando attractions, are easily accessible. Embrace the relaxed Florida lifestyle you deserve in a home and community designed with your comfort and enjoyment in mind.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,724
Sqft
0.18 ac
Lot size
2
Garage
2000
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,146 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,146/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs SPRUCE CREEK PRESERVE
$146 vs $144
Days on market
35 vs 67 typical
Where $146/sqft sits among the 11 homes for sale in SPRUCE CREEK PRESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
6 of 11
SPRUCE CREEK PRESERVE have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11395 SW 139TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$200,000
13784 SW 115TH CIR · same community
3 bd · 3 ba · 1,692 sqft · $118/sqft · 89 DOM
Sold · Jun ’26$215,000
14191 SW 115TH TERRACE · same community
2 bd · 2 ba · 1,687 sqft · $127/sqft · 430 DOM
Sold · Mar ’26$225,000
13816 SW 112TH TERRACE · same community
2 bd · 2 ba · 1,672 sqft · $135/sqft · 272 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11395 SW 139TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11395 SW 139TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11395 SW 139TH STREET FAQs
What would the monthly payment be for 11395 SW 139TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,146/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11395 SW 139TH STREET?+
The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11395 SW 139TH STREET?+
The most recent tax bill on record (2025) was $2,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11395 SW 139TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $252,000, this home is listed about 16% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11395 SW 139TH STREET?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Patti Doty. MLS #OM731698.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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