14366 SW 115TH CIRCLE, DUNNELLON, FL, 34432
Active53 days on marketListed Aug 24, 2026MLS #OM730930
About this home
14366 SW 115TH CIRCLE
Welcome to this spacious and well-maintained home with a privacy yard looking over the preserve, 2-bedroom, 2-bath home offering 1,496 square feet of living space in the desirable 55+ community of Spruce Creek Preserve. Inside the home features a bright and comfortable layout with a large living room, newer windows with plantation shutters blinds, dedicated dining area, and plenty of natural light throughout. Home offers major upgrades: BRAND NEW 2.5 TON GOODMAN HVAC AND NEW WATER HEATER, Newer roof (2024). The kitchen offers new granite countertops, new kitchen sink, abundant cabinetry and counter space, tile flooring, full appliance package including the refrigerator, range, microwave, and dishwasher. The spacious primary suite features a walk-in closet and private bathroom with a new Shower glass door, while the second bedroom provides excellent space for guests, and full bathroom that includes a whirlpool bathtub plus a versatile flex/den room that can be used for home office . Laminate flooring flows through the main living areas, with tile and carpet throughout the remainder of the home. Step outside to the screened rear porch, with a brand new entry/exit door to the backyard providing a peaceful space to relax or entertain while enjoying the mature landscaping and tree-lined backyard. Additional features include a full 2-car garage with screens, entry/exit door inside the garage, central A/C, rain gutters, water softener, irrigation system, 30 AMP plug, fully fenced, and a concrete landscape curbing on the whole perimeter of the home, two 50 AMP breakers totaling 100 AMPS for a hot tub on the back patio with switch box, house is wired for security alarm for doors and garage. Spruce Creek Preserve offers a clubhouse, community pool, fitness center, golf, and golf-cart-friendly streets, Tennis Courts, Pickleball and more creating an active and welcoming Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,496
Sqft
0.23 ac
Lot size
2
Garage
2001
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,078 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,078/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.1%
$/sqft vs SPRUCE CREEK PRESERVE
$167 vs $144
Days on market
53 vs 67 typical
Where $167/sqft sits among the 11 homes for sale in SPRUCE CREEK PRESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
6 of 11
SPRUCE CREEK PRESERVE have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 14366 SW 115TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$217,000
11628 SW 140TH LOOP · same community
2 bd · 2 ba · 1,536 sqft · $141/sqft · 210 DOM
Sold · Mar ’26$207,500
11287 SW 136TH PLACE · same community
2 bd · 2 ba · 1,446 sqft · $143/sqft · 111 DOM
Sold · May ’26$195,000
13710 SW 112TH CIRCLE · same community
2 bd · 2 ba · 1,446 sqft · $135/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14366 SW 115TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14366 SW 115TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14366 SW 115TH CIRCLE FAQs
What would the monthly payment be for 14366 SW 115TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,078/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14366 SW 115TH CIRCLE?+
The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14366 SW 115TH CIRCLE?+
The most recent tax bill on record (2025) was $1,530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14366 SW 115TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $249,900, this home is listed about 17% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14366 SW 115TH CIRCLE?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Oscar Miranda. MLS #OM730930.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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