416 N HOURGLASS TERRACE, CRYSTAL RIVER, FL, 34429
Active33 days on marketListed Sep 9, 2026MLS #OM731967
About this home
416 N HOURGLASS TERRACE
Virtually Staged. PRE-INSPECTED WITH CLEAR 4-PT INSPECTION,READY FOR FINANCING! NEW A/C, NEW ROOF, NEW ELECTRIC PANEL AND STUDIO WITH 2ED FULL KITCHEN! Welcome to 416 N Hourglass Terrace, your tropical Crystal River retreat just minutes from Fort Island Beach and the waterfront amenities near the Plantation Resort. This beautifully updated property offers a flexible layout with a 3-bedroom, 2-bath main home plus an attached, 1-bath in-law suite each with its own full kitchen, perfect for multi-generational living, guests, or rental income. Inside, you ll find luxury vinyl plank flooring, gorgeous remodeled bathrooms, and fresh, modern finishes throughout. A new roof adds long-term peace of mind. Step outside into your own tropical paradise with lush palm trees, vibrant native landscaping, and a private backyard that feels like a nature sanctuary. Located near the Plantation on Crystal River Resort, manatee tours, marinas, fishing, and the Gulf Coast s best natural attractions without being part of the resort. Perfect as a full-time residence, vacation home, or income-producing property, this home brings together updates, flexibility, and pure Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,456
Sqft
0.26 ac
Lot size
1984
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,547 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,547/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−53.5%
$/sqft vs Crystal River actives
$130 vs $217
Days on market
33 vs 70 typical
Where $130/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
86 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 416 N HOURGLASS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$220,000
9679 W PIMPERNEL LANE · same community
3 bd · 2 ba · 1,468 sqft · $150/sqft · 170 DOM
Sold · Oct ’26$265,000
9565 W PIMPERNEL LANE · same community
3 bd · 2 ba · 1,664 sqft · $159/sqft · 6 DOM
Sold · Apr ’26$345,250
11240 W DRAGONHEAD DRIVE
3 bd · 2 ba · 1,453 sqft · $238/sqft · 456 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 416 N HOURGLASS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 416 N HOURGLASS TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
416 N HOURGLASS TERRACE FAQs
What would the monthly payment be for 416 N HOURGLASS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,547/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 416 N HOURGLASS TERRACE?+
The most recent tax bill on record (2025) was $2,225. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $189,900, this home is listed about 41% below the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 416 N HOURGLASS TERRACE?+
Crystal River Primary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY · Holland McKnight. MLS #OM731967.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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