10121 CREEKSIDE DRIVE, PLACIDA, FL, 33946
Active18 days on marketListed Sep 22, 2026MLS #OM732741
About this home
10121 CREEKSIDE DRIVE
0.61 acre lot in Coral Cove. A small gated community with 28 homesites, established custom homes and coded keypad entry. The lot is approximately 26,604 sq. ft., with 149 ft. of road frontage, and is zoned for single-family residential use. Public water/sewer are available at the lot and Florida Power & Light is the electric utility provider. The property has water access via a deeded Boat Slip (21-A), located across the street at the community dock on Amberjack Cove, providing boating access without the premium of direct waterfront ownership. Electric and water are available at the dock. Current building guidelines call for a minimum 2,200 sq. ft. living area, a side-entry 2-car garage of at least 400 sq. ft., a metal roof, and stem-wall or stem-wall/pier construction. The guidelines list setbacks of 25 ft. front, 15 ft. rear, and 10 ft. on each side. Architectural review and approval are required by the association prior to construction, along with submission of a boundary/topographic survey, site and drainage plan, building plans, and landscape/irrigation plans. The annual association assessment is $1,600 plus a $200 annual dock assessment for Lots 19 through 25, totaling $1,800 for the year. Convenient to Boca Grande, Englewood, Gulf beaches, marinas, shopping, dining, golf and boating. Inquire for gate access.
Facts & features
The home at a glance
0.61 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 10121 CREEKSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$835,000
7535 COVE TERRACE · same community
3 bd · 2 ba · 1,928 sqft · $433/sqft · 52 DOM
Sold · May ’26$1,189,995
1837 UPPER COVE TERRACE · same community
3 bd · 2 ba · 1,964 sqft · $606/sqft · 110 DOM
Sold · Oct ’25$430,000
7413 STARFISH DRIVE · same community
4 bd · 3 ba · 2,000 sqft · $215/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10121 CREEKSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10121 CREEKSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10121 CREEKSIDE DRIVE FAQs
What would the monthly payment be for 10121 CREEKSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $905/mo — principal and interest, the actual property-tax bill, the $133/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10121 CREEKSIDE DRIVE?+
The association fee works out to $133 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10121 CREEKSIDE DRIVE?+
The most recent tax bill on record (2025) was $1,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10121 CREEKSIDE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $79,900, this home is listed about 87% below the Placida median of $622,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10121 CREEKSIDE DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$79,900 runs 128% above the PLACIDA 33946 median.
02Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $89,000, now $79,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FONTANA REALTY · Jonathan Olivares. MLS #OM732741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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