
8614 W VARRICCHIO LANE, CRYSTAL RIVER, FL, 34428
Active17 days on marketListed Sep 25, 2026MLS #OM732874
About this home
8614 W VARRICCHIO LANE
3.03 ACRES | NO HOA | PRIVATE SETTING | ROOM FOR ANIMALS | EXTENSIVELY UPDATED This historic Citrus County property has been lovingly maintained by the same family for over 50 years. The custom-built 3-bedroom, 2-bath ranch-style home sits on 3.03 fully fenced and gated acres consisting of three adjoining 1.01-acre lots. With no HOA, no through traffic, and approximately 45 acres bordering the rear, this property offers the privacy and space of a true Florida homestead. Located in desirable DeRosa Village just north of downtown Crystal River, the property is minutes from world-renowned Three Sisters Springs and Kings Bay. The split-bedroom floor plan features an open living and dining area with vaulted ceiling, recessed lighting, natural-stone fireplace, travertine flooring, and multiple skylights. The kitchen offers custom imported hardwood cabinetry, granite countertops, stainless-steel appliances, and a gas oven/range with custom exhaust hood. Hardwood cabinetry and granite continue into the dining area with a built-in bar and wine rack. The adjoining family room features hardwood flooring and windows overlooking the landscaped grounds. The primary suite includes a walk-in closet and private bath with custom vanity, granite counters, and a large arched walk-in shower with seat and ceiling-mounted rain shower head. Two additional bedrooms share a beautifully appointed bath with custom cabinetry, granite, travertine, and built-in shower shelving. A 462-sq-ft finished flex/utility space provides excellent options for an office, gym, hobby room, studio, or bonus area. The home also features a 26kW Generac whole-house generator installed in 2025, supplied by an underground 500-gallon propane tank with wireless fuel monitoring. Additional features include a hardwired security system, custom metal security doors, and 3M safety/security window film on the windows and skylights. Outbuildings include a 20' x 40' steel accessory building with concrete floor, electric service, and two 16' x 10' pull-through garage doors, plus a 12' x 16' barn-style shed with double lofts. The grounds have been cultivated for more than four decades and feature productive gardens, fruit trees, vines, tropical plantings, fenced growing areas, a multi-section chicken coop, garden sheds, and dedicated workspaces. A four-zone Rain Bird irrigation system with automatic timer, drip-line irrigation, digital timers, and multiple water spigots supports the grounds. Major updates include the whole-house generator (2025), septic drain field (2022), garage-to-flex-space conversion (2022), roof (2021), and HVAC (2021). The home, accessory building, and barn shed are located in preferred Flood Zone X. The future Citrus Avenue exit of the Suncoast Expressway is planned just minutes away, providing future access toward the Tampa Bay area. Showings by appointment only.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,311
Sqft
3.03 ac
Lot size
1986
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,304 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,304/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.5%
$/sqft vs Crystal River actives
$210 vs $217
Days on market
17 vs 70 typical
Where $210/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
87 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 157% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 8614 W VARRICCHIO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$429,000
8303 N MARINAZZO TERRACE · same community
3 bd · 2 ba · 2,307 sqft · $186/sqft · 1 DOM
Sold · Jan ’26$245,000
7774 N FERNANDINA AVENUE
4 bd · 2 ba · 2,334 sqft · $105/sqft · 90 DOM
Sold · Jul ’26$525,000
8139 N Marinazzo TERRACE
3 bd · 3 ba · 2,242 sqft · $234/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8614 W VARRICCHIO LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8614 W VARRICCHIO LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8614 W VARRICCHIO LANE FAQs
What would the monthly payment be for 8614 W VARRICCHIO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,304/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8614 W VARRICCHIO LANE?+
The most recent tax bill on record (2025) was $893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $485,000, this home is listed about 50% above the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8614 W VARRICCHIO LANE?+
Crystal River High School (high), Crystal River Middle School (middle), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PLATINUM HOMES AND LAND REALTY · Frank Falbo. MLS #OM732874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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