2840 NE 103RD TERRACE, SILVER SPRINGS, FL, 34488
Active11 days on marketListed Oct 27, 2026MLS #OM734765
About this home
2840 NE 103RD TERRACE
Move-In-Ready RV Lot with 2022 Keystone Sprinter Fifth Wheel in The Village at Wilderness RV Park – 55+ Community! Discover your own slice of Florida paradise in the desirable Village at Wilderness RV Park, a welcoming 55+ community offering the perfect blend of relaxation, recreation, and convenience. This exceptional property features a spacious, deeded lot paired with a like-new 2022 Keystone Sprinter 30' fifth wheel that has been used for only five months and comes fully furnished with an impressive array of extras! Enjoy Outdoor Living at Its Best! The property features a 10' x 12' screened pergola with a paver patio, creating the perfect setting for morning coffee, outdoor dining, or entertaining friends. An 8' x 12' storage shed adds even more convenience and includes a washer, dryer, and sink, along with plenty of room for tools, outdoor gear, and seasonal storage. Comfortable, Fully Furnished Fifth Wheel: The 2022 Keystone Sprinter offers a thoughtfully designed interior featuring three slide-outs, a kitchen island with sink, abundant cabinetry, a pantry, a sleeper sofa, a spacious shower, and an upgraded queen-size memory foam mattress. With its inviting layout and furnishings already in place, you can settle in and start enjoying the Florida lifestyle! Resort-Style Amenities and Outdoor Recreation: Residents enjoy access to a variety of community amenities, including a swimming pool, hot tub, fitness center, shuffleboard courts, nature trails, and social activities. Outdoor enthusiasts will appreciate direct access to the Ocklawaha River and nearby Florida Greenway trails, offering opportunities for kayaking, fishing, hiking, and biking. Convenient, Low-Maintenance Living: The HOA fee covers water, sewer, trash, private roads, grounds maintenance, and access to community amenities, helping make ownership simple and convenient. The location is just minutes from Silver Springs State Park, shopping, dining, and historic downtown Ocala, with Florida's East Coast beaches approximately an hour away. Whether you're seeking a seasonal snowbird escape or a year-round retreat, this property offers comfort, recreation, and a welcoming community atmosphere. Best of all, you own the land! The lot is deeded in your name, giving you ownership of your own piece of Florida. Don't miss this opportunity to enjoy the best of RV living in a sought-after 55+ community. Schedule your showing today!
Facts & features
The home at a glance
0.06 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,355 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,355/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,447
Median age
48.9
Median income
$43,438
Median home value
$90,300
Avg household
2.24
Households w/ children
1,187
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$120K → $132K
Silver Springs median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2840 NE 103RD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$90,000
3146 NE 103RD AVENUE
1 bd · 1 ba · 485 sqft · $186/sqft · 717 DOM
Sold · Mar ’26$132,000
3100 NE 104TH TERRACE
1 bd · 1 ba · 504 sqft · $262/sqft · 29 DOM
Sold · Dec ’25$85,000
11570 NE 19TH STREET
2 bd · 2 ba · 1,050 sqft · $81/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 2840 NE 103RD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2840 NE 103RD TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2840 NE 103RD TERRACE FAQs
What would the monthly payment be for 2840 NE 103RD TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,355/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2840 NE 103RD TERRACE?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2840 NE 103RD TERRACE?+
The most recent tax bill on record (2025) was $624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2840 NE 103RD TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $125,000, this home is listed about 36% below the Silver Springs median of $194,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2840 NE 103RD TERRACE?+
Ocala Springs Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SANCTUARY SOUTH REALTY · Amy Denesha. MLS #OM734765.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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