CENTURY 21 Edge
$250,0003 bd2 ba1,548 sqft$161 /sqft≈$2,052 /mo all-in ↓

3114 SE 11TH STREET, OCALA, FL, 34471

Active6 days on marketListed Nov 1, 2026MLS #OM735033

✦ Priced 17% below the OCALA 34471 medianSingle Family ResidenceOCALA HLNDS

Come see it

Upcoming open house

Sat, Nov 7

12:00 PM – 2:00 PM

About this home

3114 SE 11TH STREET

Virtually Staged. Why Rent!!! This home is 4 miles to HCA Hospital in Ocala. This home is super clean and shows better than the pictures!! Pro pics coming soon. Welcome home to this beautifully remodeled gem in the desirable Ocala Highlands community! This move-in ready 3-bedroom, 2 bath home offers 1548 sq ft of comfortable living space on a spacious, A BONUS ROOM, .46-acre lot (133’ x 150’) with a partially fenced yard and paved road frontage. Located in a convenient SE Ocala location, this charming home features hard wood flooring throughout with tile in bathrooms updated in 2019, a metal roof, and updated electrical wiring and panel for added peace of mind (2024). The kitchen is a standout with white wood cabinets and a window overlooking the yard above the sink bringing in natural light. The updated bathroom features a shower tiled. The dining area opens to a large bonus room. The bonus room has a door to a large screened covered back porch, perfect for relaxing or entertaining. Additional features include a spacious hall linen closet, on demand hot water, attached carport, and a separate utility room with washer and dryer area. Enjoy the large backyard with plenty of room for outdoor activities, gardening, or pets. Conveniently located near Jervey Gantt Park, the Ocala Community Pool on SE 36th Avenue, shopping, dining, and schools including Ward Highlands Elementary and Forest High School. A beautiful home in a great location—this one is ready for its next owner!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,548

Sqft

0.46 ac

Lot size

1965

Year built

One

Levels

$161

Per sqft

Inside

FlooringTile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor
LaundryLaundry Room · Other
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Other
FoundationSlab
FacesNorthwest
ExteriorNone

Community & fees

Taxes (2025)$783/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,052 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,716
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate7.50%
Loan term

Estimated payment

$2,052/mo

Principal & interest$1,716
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $287,921 · range $267K–$317K$329K

vs edgeAI estimate

−13.2%

$/sqft vs Ocala actives

$161 vs $174

Days on market

6 vs 57 typical

Where $161/sqft sits among the 399 Ocala actives

110
165 · this home
67
32
4
21
$120–155$155–191$191–226$226–261$261–297$297+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

28,342

Median age

42.3

Median income

$65,789

Median home value

$317,900

Avg household

2.41

Households w/ children

2,778

For the school run

Marion County School District

ElementaryEighth Street Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighForest High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$278K → $278K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

159 of 399

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

Nov 1, 2026Listed at $250,000 · 6 days on market since
1965Built · OCALA HLNDS

Reality check

What actually sold near 3114 SE 11TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

706 SE 28TH AVENUESold · Jul ’26

$323,200

706 SE 28TH AVENUE · same community

3 bd · 2 ba · 1,548 sqft · $209/sqft · 0 DOM

3174 SE 6TH PLACESold · Sep ’26

$260,000

3174 SE 6TH PLACE · same community

4 bd · 3 ba · 1,488 sqft · $175/sqft · 3 DOM

523 SE 31ST AVENUESold · Jul ’26

$181,500

523 SE 31ST AVENUE · same community

3 bd · 2.5 ba · 1,624 sqft · $112/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derrion White

Your agent

Derrion White

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3114 SE 11TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3114 SE 11TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3114 SE 11TH STREET FAQs

What would the monthly payment be for 3114 SE 11TH STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,052/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3114 SE 11TH STREET?+

The most recent tax bill on record (2025) was $783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $250,000, this home is listed about 17% below the Ocala median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3114 SE 11TH STREET?+

Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34471 market on paper

$250,000 is 17% below the OCALA 34471 median of $302,450, and at $161/sqft it sits under the Ocala average of $214.

02Fresh on the market

Only 6 days on market in a Ocala market that averages 57 — if it fits, move quickly.

03Strong assigned schools

Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of WATSON REALTY CORP · Candis Starcher. MLS #OM735033.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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