113 SW CUMBERLAND STREET, FORT WHITE, FL, 32038
Active3 days on marketListed Nov 3, 2026MLS #OM735135
About this home
113 SW CUMBERLAND STREET
Discover the possibilities with this 10-acre corner parcel located at SW Cumberland Street and SW Fry Avenue in Fort White. Offering room to spread out in a peaceful North Florida setting, this property provides a blank canvas for your vision. Imagine a future home surrounded by nature, space for outdoor living, and the privacy that acreage can offer. Explore the area’s renowned springs, rivers, and recreational opportunities, including Ichetucknee Springs State Park, the Santa Fe River, and the Suwannee River. Whether you envision a full-time residence or a quiet getaway, this corner parcel is an opportunity to create your own piece of North Florida. Buyer to verify zoning, permitted uses, access, utilities, and development requirements.
Facts & features
The home at a glance
10.01 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,194 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,007
Median age
50.9
Median income
$65,753
Median home value
$182,500
Avg household
2.56
Households w/ children
1,151
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $374K
Fort White median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 113 SW CUMBERLAND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$490,000
249 SW PLEASANT HILL GLEN
3 bd · 2 ba · 1,902 sqft · $258/sqft · 18 DOM
Sold · Jul ’26$599,000
357 SW CONESTOGA WAY
3 bd · 2 ba · 2,215 sqft · $270/sqft · 3 DOM
Sold · Oct ’26$635,000
1827 SW SHILOH STREET
4 bd · 3.5 ba · 3,662 sqft · $173/sqft · 418 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 113 SW CUMBERLAND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 113 SW CUMBERLAND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
113 SW CUMBERLAND STREET FAQs
What would the monthly payment be for 113 SW CUMBERLAND STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 113 SW CUMBERLAND STREET?+
The most recent tax bill on record (2025) was $1,005. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort White?+
At $130,000, this home is listed about 59% below the Fort White median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 113 SW CUMBERLAND STREET?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Melissa Lebron. MLS #OM735135.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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