CENTURY 21 Edge
$895,000$950,0005 bd4 ba3,669 sqft$244 /sqft≈$6,045 /mo all-in ↓

565 WHISPER WOODS DRIVE, LAKELAND, FL, 33813

Active333 days on marketListed Nov 19, 2025MLS #P4936967

✦ Reduced $55KPrivate poolSingle Family ResidenceWHISPER WOODS AT EAGLEBROOKE

About this home

565 WHISPER WOODS DRIVE

Fresh New Exterior Paint in a Neutral and elegant Color Palette! Professionally painted 8/15/2026. The Home is beautifully positioned on an oversized premium cul-de-sac lot, this exceptional 5-bedroom, 4-bath home offers its own private lake and nature preserve views in Lakeland’s gated and guarded Eaglebrooke Golf & Country Club community. The light-filled interior features plantation shutters, crown molding, refined finishes, and an open-concept design ideal for everyday living and entertaining. The gourmet kitchen offers top-of-the-line appliances, expansive quartz countertops, and abundant storage, seamlessly opening to the spacious family room. Flexible living spaces include a bonus room ideal for an art or music studio, an open loft perfect for a home office, gym, or playroom, and a first-floor bedroom with Murphy bed for guests or office use. The 3-car garage provides extensive built-in storage, pull-down attic access, and a custom shoe rack. Outdoors, the covered and screened pool lanai offers a private retreat with generous space for dining and entertaining, all while enjoying the peaceful private lake and untouched nature preserve views. The enhanced pool features beautiful waterfall features for a resort-like backyard experience. Notable updates include a new roof (2023), three A/C units (2022), all-new kitchen appliances (2022), fresh interior and exterior paint (2026), crown molding, and an enhanced pool with waterfall features. A rare opportunity to enjoy an elevated lifestyle in one of Lakeland’s premier golf communities—where privacy, natural beauty, and exceptional Florida living come together.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,669

Sqft

0.32 ac

Lot size

3

Garage

2004

Year built

Two

Levels

$244

Per sqft

Private poolGolf Course & Pool & Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Touchless Faucet · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Concrete Perimeter
ViewGolf Course · Pool · Trees/Woods · Water
FacesEast
ExteriorFrench Doors · Irrigation System · Lighting · Permeable Paving · Private Mailbox · Sidewalk

Community & fees

HOA fee$11/mo
Taxes (2025)$8,505/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,045 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property tax — 2025 actual bill$709
HOA fee — from the listing$11
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,500
Interest rate6.00%
Loan term

Estimated payment

$6,045/mo

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property taxes (actual bill)$709
HOA / condo fee$11
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $895K
$859KedgeAI estimate $953,478 · range $925K–$1.0M$1.1M

vs edgeAI estimate

−6.1%

$/sqft vs Lakeland actives

$244 vs $193

Days on market

333 vs 60 typical

Where $244/sqft sits among the 400 Lakeland actives

52
70
116
76
49 · this home
37
$113–143$143–173$173–204$204–234$234–264$264+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eaglebrooke

Drive times from this address

Downtown Tampa≈ 51 min
Tampa Int’l Airport (TPA)≈ 62 min
Walt Disney World≈ 63 min
Universal Orlando≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Eaglebrooke — neighborhood snapshot

Population

1,597

Median age

35

Median income

$164,922

Median home value

$460,200

Avg household

3

Households w/ children

190

For the school run

Polk County School District

ElementaryScott Lake Elementary School★★★★★
HighGeorge W. Jenkins Senior High★★★★★
MiddleLakeland Highlands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

225 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 124% above the LAKELAND 33813 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $895,000 ▼ $55K
Nov 19, 2025Listed at $950,000 · 333 days on market since
2004Built · WHISPER WOODS AT EAGLEBROOKE

Reality check

What actually sold near 565 WHISPER WOODS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

664 WHISPER WOODS DRIVESold · Jun ’26

$805,000

664 WHISPER WOODS DRIVE · same community

3 bd · 3.5 ba · 3,451 sqft · $233/sqft · 18 DOM

645 WHISPER WOODS DRIVESold · Feb ’26

$879,000

645 WHISPER WOODS DRIVE · same community

4 bd · 5 ba · 4,477 sqft · $196/sqft · 242 DOM

925 ASHTON OAKS CIRCLESold · Aug ’26

$950,000

925 ASHTON OAKS CIRCLE

5 bd · 3 ba · 3,584 sqft · $265/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kyler Lang

Your agent

Kyler Lang

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 565 WHISPER WOODS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 565 WHISPER WOODS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

565 WHISPER WOODS DRIVE FAQs

What would the monthly payment be for 565 WHISPER WOODS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,045/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 565 WHISPER WOODS DRIVE?+

The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 565 WHISPER WOODS DRIVE?+

The most recent tax bill on record (2025) was $8,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 565 WHISPER WOODS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $895,000, this home is listed about 170% above the Lakeland median of $331,450. The market section on this page shows how the area is trending.

Which schools are assigned to 565 WHISPER WOODS DRIVE?+

Scott Lake Elementary School (elementary), George W. Jenkins Senior High (high), Lakeland Highlands Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$895,000 runs 124% above the LAKELAND 33813 median — but at 3,669 sqft it's also nearly twice the size of the typical Lakeland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

333 days on market against a Lakeland median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $950,000, now $895,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY PRESTIGE · Stephen Morgan. MLS #P4936967.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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