655 WHISPER WOODS DRIVE, LAKELAND, FL, 33813
Active254 days on marketListed Feb 6, 2026MLS #TB8473851
About this home
655 WHISPER WOODS DRIVE
655 Whisper Woods Drive offers beautiful golf course views, generous living spaces, and a thoughtfully designed layout for both everyday comfort and entertaining. Positioned along the fifth hole of Eaglebrooke Golf Course, this home offers 3,400 square feet of flexible living space, scenic golf-course views, a private screened pool, and a substantial collection of recent improvements. The interior and trim have been freshly painted throughout. The Jack-and-Jill bathroom has been completely renovated with new bathroom plumbing, tile, fixtures, tub, and shower. Additional improvements include an updated pool bathroom, renovated pantry, and new water heater. A new upstairs air-conditioning system and pool pump were completed in 2025. This home boasts a dramatic 14-foot entry that opens to spacious living areas designed for everyday comfort and entertaining. The open floor plan connects naturally to the screened lanai and pool, creating an easy transition between indoor and outdoor living. The kitchen features a large center island, quartz countertops, abundant cabinetry, and a redesigned pantry providing improved storage and organization. The main-level primary suite overlooks the pool and features tray ceilings, a massive walk-in closet, and a spa-inspired wet room with dual showers and a freestanding soaking tub. The primary bathroom is also pre-plumbed to accommodate a future sauna or steam room. Upstairs, an expansive bonus room provides flexible space for a media room, game room, fitness area, or guest retreat. Sliding glass pocket doors open to a screened balcony overlooking the pool, lanai, and golf course. The screened lanai is pre-plumbed for a future outdoor kitchen, creating additional possibilities for entertaining. Other highlights include three bedrooms, three full bathrooms, a dedicated home office, a functional laundry space, an oversized three-car garage with an EV charger. Eaglebrooke offers a guard-gated setting with golf-cart-friendly streets and community amenities that include a clubhouse, restaurant, tennis courts, and community pool. With extensive improvements already completed and a layout that provides far more versatility than the bedroom count alone suggests, this home is ready for its next owner. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,400
Sqft
0.3 ac
Lot size
3
Garage
2003
Year built
Two
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,021 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,021/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
$/sqft vs Lakeland actives
$250 vs $193
Days on market
254 vs 61 typical
Where $250/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eaglebrooke
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Eaglebrooke — neighborhood snapshot
Population
1,597
Median age
35
Median income
$164,922
Median home value
$460,200
Avg household
3
Households w/ children
190
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 655 WHISPER WOODS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$805,000
664 WHISPER WOODS DRIVE · same community
3 bd · 3.5 ba · 3,451 sqft · $233/sqft · 18 DOM
Sold · Feb ’26$879,000
645 WHISPER WOODS DRIVE · same community
4 bd · 5 ba · 4,477 sqft · $196/sqft · 242 DOM
Sold · Jul ’26$622,000
940 ASHTON OAKS CIRCLE
4 bd · 3 ba · 3,353 sqft · $186/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 655 WHISPER WOODS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 655 WHISPER WOODS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
655 WHISPER WOODS DRIVE FAQs
What would the monthly payment be for 655 WHISPER WOODS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,021/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 655 WHISPER WOODS DRIVE?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 655 WHISPER WOODS DRIVE?+
The most recent tax bill on record (2025) was $11,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 655 WHISPER WOODS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $849,900, this home is listed about 158% above the Lakeland median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 655 WHISPER WOODS DRIVE?+
Scott Lake Elementary School (elementary), George W. Jenkins Senior High (high), Lakeland Highlands Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$849,900 runs 113% above the LAKELAND 33813 median — but at 3,400 sqft it's also nearly twice the size of the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
254 days on market against a Lakeland median of 61 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of UNIQUE PROPERTY SERVICES · Melinda Simon. MLS #TB8473851.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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