5522 82ND AVENUE DRIVE E, PALMETTO, FL, 34221
Active37 days on marketListed Oct 1, 2026MLS #R4912073
About this home
5522 82ND AVENUE DRIVE E
Enjoy comfortable single-story living in this spacious two-bedroom, two-full-bath home with a flexible layout, generous storage, and numerous important updates already completed. The interior features a combination of ceramic tile and carpet, with spacious bedrooms and excellent closet space throughout. The primary bedroom offers a walk-in closet, while the secondary bedroom includes a large closet of its own. Additional hallway storage provides even more room for everyday essentials. Slate flooring adds character to the bathroom. Two separate screened outdoor lanai areas provide additional space to relax and enjoy the Florida lifestyle. One lanai leads directly to the laundry room, which includes the washer and dryer, additional storage, and attic access. Many of the home’s major components have been updated, including upgraded hurricane windows, a brand-new HVAC system installed in 2021, the roof is approximately six years old, newer hot water heater, new electrical panel, new siding, and replaced entry doors. Conveniently located less than 10 minutes from I-75, the home offers easy access to golf, Gulf Coast beaches, Tampa and St. Petersburg, as well as major area airports. A great opportunity for buyers looking for one-story living, outdoor space, storage, and significant recent improvements.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
0.29 ac
Lot size
1985
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,040 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,040/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.9%
$/sqft vs Palmetto actives
$238 vs $200
Days on market
37 vs 73 typical
Where $238/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Thousand Oaks, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,500/mo median
Live Palmetto rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Thousand Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Thousand Oaks is a short-term-rental community. See the full guide →
Thousand Oaks — neighborhood snapshot
Population
1,285
Median age
44
Median income
$102,813
Median home value
$395,300
Avg household
3
Households w/ children
146
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$375K → $390K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
256 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5522 82ND AVENUE DRIVE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$220,000
5512 82ND AVENUE E UNIT 3 · same community
2 bd · 2 ba · 1,140 sqft · $193/sqft · 9 DOM
Sold · Aug ’26$184,375
3505 PATRICIA PLACE
2 bd · 2 ba · 1,264 sqft · $146/sqft · 11 DOM
Sold · Mar ’26$245,000
3522 70TH AVENUE E
2 bd · 2 ba · 1,266 sqft · $194/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5522 82ND AVENUE DRIVE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5522 82ND AVENUE DRIVE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5522 82ND AVENUE DRIVE E FAQs
What would the monthly payment be for 5522 82ND AVENUE DRIVE E?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,040/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5522 82ND AVENUE DRIVE E?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5522 82ND AVENUE DRIVE E?+
The most recent tax bill on record (2025) was $765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5522 82ND AVENUE DRIVE E be rented short-term?+
Yes — this home sits inside Thousand Oaks, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5522 82ND AVENUE DRIVE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $239,900, this home is listed about 40% below the Palmetto median of $397,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5522 82ND AVENUE DRIVE E?+
Buffalo Creek Middle School (middle), Virgil Mills Elementary School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$239,900 is 34% below the PALMETTO 34221 median of $365,000.
02Zoned for nightly rentals
Thousand Oaks is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $249,900, now $239,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE REAL ESTATE · Matt Havers. MLS #R4912073.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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